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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 76–90 results in New York, NY-NJ metro

  1. Local 804 Federal Credit UnionHigh Yield Savings AccountSavings · $2,000 min

    Credit union · 2 branches

    2.52%APY$252 a year on $10,000
  2. GSL Savings BankGSL Money Maker AccountGSL Money Maker Account · $1,000 min · 0.15%–4.03% by balance

    Bank · 2 branches

    2.52%APY$252 a year on $10,000
  3. Top Carrot, Carrot Score 95
    Global Bank NYPersonal Money MarketPersonal Money Market · $100 min · 2.50%–3.25% by balance

    Bank · 3 branches

    2.50%APY$250 a year on $10,000
  4. Top Carrot, Carrot Score 87
    Union County Savings BankStatement SavingsSavings · $50 min · 1.30%–3.25% by balance

    Bank · 4 branches

    2.50%APY$250 a year on $10,000
  5. Suffolk Credit UnionSave Your Way AccountSavings · $5 min · 0.00%–2.50% by balance

    Credit union · 10 branches

    2.50%APY$250 a year on $10,000intro rate
  6. Manasquan BankLiquid Platinum Money MarketLiquid Platinum Money Market · $500 min · 2.25%–2.85% by balance

    Bank · 15 branches

    2.25%APY$225 a year on $10,000
  7. Unity BankeSavingsSavings · $1 min · 0.15%–3.75% by balance

    Bank · 18 branches

    2.25%APY$225 a year on $10,000intro rate
  8. Essex County Teachers FCUMoney MarketMoney Market · $1 min · 0.05%–4.50% by balance

    Credit union · 2 branches

    2.25%APY$225 a year on $10,000
  9. Hanmi BankSimple SavingsSavings · $100 min · 2.20%–2.70% by balance

    Bank · 2 branches

    2.20%APY$220 a year on $10,000
  10. BankUnitedHigh Yield SavingsSavings · $50 min

    Bank · 4 branches

    2.10%APY$210 a year on $10,000
  11. Top Carrot, Carrot Score 87
    Bogota Savings BankStatement SavingsSavings · $100 min · 0.75%–3.56% by balance

    Bank · 7 branches

    2.02%APY$202 a year on $10,000
  12. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min

    Credit union · 5 branches

    2.02%APY$202 a year on $10,000intro rate
  13. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionEmergency Fund SavingsSavings

    Credit union · 5 branches

    2.02%APY$202 a year on $10,000intro rate
  14. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionSecondary SavingsSavings

    Credit union · 5 branches

    2.02%APY$202 a year on $10,000intro rate
  15. Division 819 Transit Employees Credit UnionSavingsSavings · $100 min · 0.50%–2.02% by balance

    Credit union · 1 branch

    2.02%APY$202 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What savings accounts pay in New York, NY-NJ metro

475 accounts at 181 banks and credit unions · checked Oct 16–22

Typical
0.25%
Top 10% from
3.00%
Banks, typical
0.25%
Credit unions, typical
0.25%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate