Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in New York, NY-NJ metro
- Haven Savings BankStep-Up Money Market AccountStep-Up Money Market Account · $5,000 min · 0.20%–3.00% by balance
Bank · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account. Interest is compounded daily and credited monthly. Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.
Offer: Compounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $5,000.
0.20% interest rate · Compounded daily · $15 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for Step-Up Money Market Account Balance APY $5,000 – $24,999Your amount 0.20% $25,000 and up 3.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Interest is compounded continuously and credited quarterly. Rate may change after the account is opened. $15 fee if closed within six months of opening. Monthly minimum balance fee of $2 if daily balance drops below $50 on any day of the month.
Offer: $2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously.
0.20% interest rate · $2 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account.
Offer: Compounding method: Daily. Minimum balance to obtain APY: $1,000.
0.20% interest rate · Effective Jun 30, 2026
Rate checked
More details - Advanced Financial Federal Credit UnionPrimary Share SavingsSavings · $5 min
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: A Primary Savings account is needed to open any other accounts. Minimum $5 deposit required to open and maintain ownership share/earn dividends. Direct deposit and e-statements available.
0.20% interest rate · Effective Sep 17, 2026
Rate checked
More details - Town of Hempstead Employees Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.50% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Opening deposit of $2,500.00 required. Check writing privileges limited to up to 6 checks per month for a minimum of $250 each. If account falls below $2,500.00, it automatically earns the regular savings dividend rate. If account falls below $500.00 at any time during a month, a monthly service fee applies for that month.
Offer: Tier minimum balance $2,500.00 to earn stated APY/Dividend Rate.
0.15% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.15% $10,000 and upYour amount 0.20% $25,000 and up 0.30% $50,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Initial deposit of $5.00 required to open account and establish membership.
Offer: Monthly statement fee is $2.00, waived if enrolled in e-statements.
0.20% interest rate · $2 monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.16%APY$16 a year on $10,000
Requirements
Product: Branch only. Interest compounded daily, posted monthly.
Offer: Interest Compounded Daily | Posted Monthly. Branch only.
0.16% interest rate · Compounded daily
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires membership eligibility within Brooklyn Coop Field of Membership. $25 one-time membership fee and $30 membership share required to join. $3 monthly fee waived with e-statements.
Offer: $3 monthly fee waived with e-statements. One-time $25 membership fee.
$3 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires membership eligibility within Brooklyn Coop Field of Membership. $25 one-time membership fee and $30 membership share required to join. $3 monthly fee waived with e-statements. $3 fee per ATM withdrawal.
Offer: $3 monthly fee waived with e-statements. One-time $25 membership fee. $3 fee per ATM withdrawal.
$3 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Structured as a traditional savings account without a passbook. Variable rate product; interest is compounded daily and paid monthly. Rates may change at any time.
Offer: Interest is compounded daily and paid monthly. Variable rate account.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Freedom BankPlatinum Money Market Account (Personal)Platinum Money Market Account (Personal) · $0 min · 0.15%–0.40% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; interest is compounded daily and paid monthly. No minimum balance to open and no monthly service charges.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Platinum Money Market Account (Personal) Balance APY Up to $250,000Your amount 0.15% $250,000 – $500,000 0.30% $500,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Jan 13, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% Over $1,000Your amount 0.15% Rate checked
More details - Provident BankPlatinum MoneyManagerPlatinum MoneyManager · $0 min · 0.00%–0.30% by balance
Bank · 127 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to a Provident Platinum Checking account.
Offer: Must be linked to a Provident Platinum Checking account.
Qualified rate · 0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum MoneyManager Balance APY Up to $4,999 0.00% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - Hudson Valley Credit UnionTiered Money Market AccountTiered Money Market Account · $1,000 min · 0.15%–0.50% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership required. Subject to a monthly fee per Fee Schedule, waived by maintaining a minimum daily balance of $1,000.
Offer: First Tier rate. Monthly fee waived with a minimum daily balance of $1,000.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY $1,000 and up 0.15% $10,000 and upYour amountSecond Tier rate. 0.15% $50,000 and upThird Tier rate. 0.20% $100,000 and upFourth Tier rate. 0.30% $250,000 and upFifth Tier rate. 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches