Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Minneapolis, MN-WI metro
- 0.21%APY$21 a year on $10,000
Requirements
Product: No monthly service charge if $2,500 monthly minimum balance is maintained each day during the month; otherwise $5 monthly service charge.
Offer: $5 monthly service charge waived if $2,500 minimum balance is maintained each day.
0.09% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savvy Savings Balance APY Up to $10,000 0.09% $10,000 and upYour amount 0.21% Rate checked
More details - Citizens State BankCitizens Select Money MarketCitizens Select Money Market · $0 min · 0.21%–1.91% by balance
Bank · 4 branches
0.21%APY$21 a year on $10,000intro rateRequirements
Product: Variable rate; interest rate may change after account has been opened. $15 monthly service charge if minimum daily balance falls below $2,500. Interest calculated daily and paid monthly. Fees could reduce earnings.
Offer: Variable rate; interest rate may change after account has been opened. $15 monthly service charge if minimum daily balance falls below $2,500. Interest calculated daily and paid monthly. Fees could reduce earnings.
Promotional rate · 0.21% interest rate · $15 monthly fee · Effective Aug 10, 2026
Rate by balance
Rate by balance for Citizens Select Money Market Balance APY Up to $25,000Your amount 0.21% $25,000 – $100,000 0.56% $100,000 – $250,000 1.01% $250,000 – $500,000 1.45% $500,000 and up 1.91% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: To earn a dividend on any account, except Kids Club accounts, you must maintain a minimum daily balance of $100 or more throughout the dividend period. Dividends are paid quarterly. Accrued earnings forfeited if closed before end of quarter.
Offer: Must maintain a minimum daily balance of $100 or more throughout the dividend period to earn a dividend.
0.10% interest rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Balance APY $100 – $10,000 0.10% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Best for students or those not planning to keep large balances. Interest compounded daily. $5 monthly service charge waived with $100 daily minimum balance or for account owners age 24 and under. Free quarterly mailed paper statement or eStatement.
Offer: Monthly service charge waived with a $100 daily minimum balance or for account owners age 24 and under.
0.10% interest rate · Compounded daily · $5 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Everyday Savings Balance APY Up to $1,000 0.10% $1,000 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded quarterly based on daily balance. $4 monthly service charge waived with a $50 minimum balance.
Offer: $50 minimum balance to avoid $4 per month service charge.
0.15% interest rate · Compounded quarterly · $4 monthly fee
Rate by balance
Rate by balance for MySavings Balance APY Up to $1,000 0.15% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Variable interest rate. Compounded quarterly. $1.00 monthly fee if average daily balance falls below $90.00. Effective as of 06/01/2023.
0.20% interest rate · Compounded quarterly · $1 monthly fee · Effective Jun 1, 2023
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires a $100 opening balance. $5 monthly fee if the $50 minimum daily balance is not met. 5 free withdrawals per month, then $1.00 per withdrawal.
Offer: Interest is paid when the minimum daily balance is met. Compounded and paid monthly based on daily collected balance. $5 monthly fee waived if $50 minimum daily balance is met.
0.20% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - North American Banking CompanyFlex SavingsSavings · $100 min · 0.05%–0.20% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000intro rateRequirements
Product: Six free withdrawals per month ($5.00 per withdrawal thereafter).
Offer: No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening.
Promotional rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flex Savings Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - Center National BankMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: $2,500 minimum deposit to open. Avoid the $10 monthly service fee by maintaining a $2,500 minimum daily balance. Interest compounded monthly based on daily balance method. Variable interest rate subject to change at any time.
Offer: Variable interest rate subject to change at any time.
0.10% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance of $10,000 required to avoid $25 service charge.
Offer: Minimum balance to obtain APY is $0. $25 service charge waived if $10,000 minimum balance is met.
0.05% interest rate · $25 monthly fee
Rate by balance
Rate by balance for Treasury Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 and up 2.78% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: E-statements are required. Free Internet Banking transfers. Unlimited withdrawals in person. Accrue daily, credited monthly. Minimum balance to avoid charge is $1,000.00.
Offer: If no e-statement
Qualified rate · 0.01% interest rate · Effective Aug 23, 2026
Rate by balance
Rate by balance for E-Savings Balance APY Any balance 0.01% $1,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 15 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: APY is variable and may change after account is opened. Interest compounded quarterly and earned each day the balance is $50 or more. $2 monthly service fee is waived if a minimum average monthly balance of $50 is maintained. Includes 6 free withdrawals or debits per calendar month.
Offer: Interest compounded quarterly. $2 monthly service fee waived with $50 minimum average monthly balance.
0.20% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $50 minimum daily balance required to avoid $2 service fee in each monthly statement cycle. Minimum daily balance waived on personal accounts for ages 18 and under. Free basic wallet or duplicate checks (customer pays shipping).
Offer: $50 minimum daily balance required to avoid $2 monthly service fee; fee waived for ages 18 and under.
$2 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches