Bank · FDIC insured
River Falls State Bank Savings Rates
River Falls State Bank’s best savings rate is 0.60% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How River Falls State Bank’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where River Falls State Bank has the most branches. $10,000, best rate first.
This bank’s best
River Falls State Bank
0.60%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $60
Money Market
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
River Falls State Bank savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where River Falls State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.60%APY
All accounts shown are variable interest bearing accounts; interest rates can change after account is opened and are subject to change without notice. Average Daily Balance method required to earn disclosed APY. Fees may reduce earnings; fees are based on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Compounded monthly. $1,000.00 minimum to open & avoid fees. | 0.05% | — | Compounded monthly. $1,000.00 minimum to open & avoid fees. |
| $1,000 – $25,000Compounded monthly. $1,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). | 0.60% | $60 | Compounded monthly. $1,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). |
| $25,000 – $50,000Compounded monthly. $25,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). | 1.00% | — | Compounded monthly. $25,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). |
| $50,000 – $100,000Compounded monthly. $50,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). | 1.11% | — | Compounded monthly. $50,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). |
| $100,000 – $250,000Compounded monthly. $100,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). | 1.26% | — | Compounded monthly. $100,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). |
| $250,000 and upCompounded monthly. $250,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). | 1.51% | — | Compounded monthly. $250,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate). |
Sources (1)
- rfstatebankonline2.com/home/personal/rates · captured Sep 18, 2026
Statement Savings Account
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate. Compounded quarterly. $1.00 monthly fee if average daily balance falls below $90.00. Effective as of 06/01/2023.Any balance | 0.20% | $20 | Variable interest rate. Compounded quarterly. $1.00 monthly fee if average daily balance falls below $90.00. Effective as of 06/01/2023. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.