Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Michigan City, IN metro
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires linked High Tide Checking or Splash Back Checking account. No monthly maintenance fee, no minimum opening deposit, and no minimum balance required to earn rewards.
Offer: Qualifying rate when linked High Tide Checking or Splash Back Checking qualifications are met during Monthly Qualification Cycle (at least 15 debit card transactions, at least 1 direct deposit/ACH payment/ACH credit transaction, enrolled in and agree to receive eStatements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Jun 8, 2026
Rate checked
More details - Members Advantage Credit UnionAdvantage SavingsAdvantage Savings · $5,000 min · 2.41%–2.46% by balance
Credit union · 2 branches
2.43%APY$243 a year on $10,000Requirements
Product: For the Regular savings, Advantage "Money Market" savings, & I.R.A. Savings accounts, dividends are compounded every month and paid quarterly based on the average daily computation method.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details - Members Advantage Credit UnionAdvantage SavingsSavings · $5,000 min · 2.41%–2.46% by balance
Credit union · 2 branches
2.43%APY$243 a year on $10,000Requirements
Product: Fixed-rate premium savings account for MACU members. Unlimited deposits and up to three withdrawals or transfers per month. Dividends paid monthly. Direct deposit available.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details - LaPorte Community Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 2.00%–2.50% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance is required and must be maintained monthly in order to earn yield rate. Compounded monthly and paid monthly on the average daily balance computation method. $1,000 minimum to open.
Offer: Compounded monthly and paid monthly on the average daily balance computation method. Minimum balance must be maintained monthly to earn yield rate.
Compounded monthly
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $24,999Your amount 2.00% $25,000 – $49,999 2.25% $50,000 and up 2.50% Rate checked
More details - First Trust Credit UnionMoney Market Plu$Money Market Plu$ · $2,500 min · 1.75%–2.75% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance of $2,500 must be maintained to earn dividends. Maximum of 6 withdrawals per month. A $10 monthly service fee applies if the account balance falls below $2,500 on the last day of the month.
Offer: A $10 monthly service fee applies if the balance is below the $2,500 minimum balance on the last day of the month. Minimum balance of $2,500 required to earn dividends.
$10 monthly fee · Effective Mar 2, 2026
Rate by balance
Rate by balance for Money Market Plu$ Balance APY $2,500 and up 1.75% $10,000 and upYour amount 2.00% $25,000 and up 2.25% $50,000 and up 2.75% Rate checked
More details - INOVA Federal Credit UnionShield Money MarketShield Money Market · $0 min · 1.25%–4.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Must have a Shield Checking Account to be eligible to open. To receive the higher dividend rate/APY across the entire balance, Shield Checking requirements must be met: complete at least 8 debit card transactions per statement period and maintain an average daily balance greater than $3,500.00. Otherwise, the standard rate (0.01% APY) applies. Daily Balance Method is used to calculate interest. No minimum or maximum deposit requirements.
Offer: Qualifying rate tier when Shield Checking requirements are met.
Qualified rate · 1.24% interest rate · No monthly fee
Rate by balance
Rate by balance for Shield Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 – $100,000 1.75% $100,000 – $250,000 3.50% Over $250,000 4.00% Rate checked
More details - Purdue Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–2.53% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit in Member Ownership Share required.
Offer: Tier 1 rate.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $7,500 0.10% $7,500 – $25,000Your amountTier 2 rate. 1.00% $25,000 – $100,000Tier 3 rate. 1.31% $100,000 – $250,000Tier 4 rate. 1.76% $250,000 and upTier 5 rate. 2.53% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Designed for higher account balances. Requires maintaining $25.00 in Membership Savings. No monthly service fees. Entire account balance earns the dividend rate associated with the balance tier level attained. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Minimum of $10,000 to earn dividends.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amountOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.60% $25,000 – $50,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.80% $50,000 – $100,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.21% $100,000 and upOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.71% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Allegius Credit UnionInsured Money MarketInsured Money Market · $2,500 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends on Insured Money Market Accounts are paid on the average daily balance and compounded and credited monthly. Unlimited in-person withdrawals or by mail; 3 free withdraws per month; $10 per withdraw thereafter.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Insured Money Market Balance APY $2,500 – $24,999Your amount 0.30% $25,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan City, IN metro
42 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 2.49%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.25%
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Michigan City, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Members Advantage Credit UnionCredit union · 2 branches
- LaPorte Community Federal Credit UnionCredit union · 3 branches
- Flagstar BankBank · 1 branch