Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lubbock, TX metro
- 0.80%APY$80 a year on $10,000
Requirements
Product: Interest compounded and paid monthly based on daily balance. Monthly maintenance fee of $10 is charged monthly if daily balance requirement of $1,500 is not met. Limited to 6 debit items per month ($10 per additional debit item).
Offer: Minimum daily balance to obtain APY is $1,500. $10 monthly maintenance fee waived if minimum daily balance requirement is met.
0.80% interest rate · $10 monthly fee
Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: An initial deposit of $25 is required. Members must maintain a $25 balance in their share account to remain a member and demonstrate regular activity.
Offer: Dividend rate quoted is based on rate paid on January 01, 2024. Future dividend rates determined during the month preceding the dividend pay date (January 1, April 1, July 1, and October 1). Paid quarterly on the average daily balance.
0.80% interest rate · Effective Jan 1, 2024
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest is compounded and paid quarterly based on daily balance. Limited to 6 debit items per quarter ($3 per additional debit item). $5 maintenance fee charged quarterly if minimum daily balance requirement is not met. Rate may change after the account is opened.
Offer: Minimum daily balance to obtain APY is $100. $5 fee charged quarterly if $100 minimum daily balance requirement is not met. Rate may change after account is opened.
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $300 minimum opening deposit. $10 service charge per statement cycle if balance falls below $300 on any day of the statement cycle. $5 service charge per statement cycle for paper statements (free e-statements).
Offer: A $10 service charge is imposed each statement cycle if the balance falls below $300 on any day.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Personal Savings Account Balance APY Up to $300 0.00% $300 and upYour amount 0.75% Rate checked
More details - ALLIANCE Credit UnionMoney MarketMoney Market · $1,000 min · 0.40%–1.01% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance of $1,000 required to earn dividends. Tiered rate structure means higher balances pay bigger dividends.
0.40% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.01% Rate checked
More details - Santa Fe Federal Credit UnionRegular SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily, compounded and paid quarterly. Maintains Santa Fe Federal Credit Union membership.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Santa Fe Federal Credit UnionSpecial SavingsSavings · $5 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Save for special occasions like vacations or Christmas. Dividends calculated on daily / average daily balance, compounded and paid quarterly.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Special Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - First Basin Credit UnionPlatinum Money Market AccountPlatinum Money Market Account · $2,500 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.50% interest rate · No monthly fee · Effective Mar 3, 2025
Rate by balance
Rate by balance for Platinum Money Market Account Balance APY $2,500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 – $99,999 0.75% $100,000 and up 1.00% Rate checked
More details - Texas Plains Federal Credit UnionRegular Share Savings AccountSavings · $25 min · 0.20%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Maintains Texas Plains Federal membership. Dividends calculated by daily balance method, compounded and paid monthly.
0.20% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Base Share Account represents member-ownership stake in the credit union. Earn dividends on balances over $50.
0.15% interest rate
Rate checked
More details - First Basin Credit UnionShare Savings AccountSavings · $1,000 min · 0.15%–0.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Requires a $25 deposit into Share Savings for buy-in/membership to the credit union (returned if account is closed).
Offer: Interest compounded daily, credited quarterly. Average daily balance method. Minimum balance to avoid a service fee is none.
0.15% interest rate · Compounded daily · Effective Mar 3, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY $1,000 – $15,000Your amount 0.15% $15,000 and upJumbo tier. 0.25% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lubbock, TX metro
41 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.50%
- Top 10% from
- 2.75%
- Banks, typical
- 0.41%
- Credit unions, typical
- 0.50%
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Lubbock, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornerstone Capital BankBank · 7 branches
- Complex Community Federal Credit UnionCredit union · 2 branches
- UMB BankBank · 7 branches