Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Louisville/Jefferson County, KY-IN metro
- Centra Credit UnionHigh Interest Money Market SavingsHigh Interest Money Market Savings · $0 min · 1.35%–3.35% by balance
Credit union · 9 branches
1.35%APY$135 a year on $10,000Requirements
Product: Deposits in excess of $1,000,000 will require a special rate quote which may differ from posted rates. Unlimited withdrawals.
1.34% interest rate · No monthly fee · Effective Aug 11, 2026
Rate by balance
Rate by balance for High Interest Money Market Savings Balance APY Up to $24,999Your amount 1.35% $25,000 – $49,999 1.40% $50,000 – $249,999 1.45% $250,000 – $499,999 1.60% $500,000 – $999,999 2.10% $1,000,000 – $2,999,999 3.20% $3,000,000 and up 3.35% Rate checked
More details - Old Kentucky Home Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min
Credit union · 1 branch
1.26%APY$126 a year on $10,0001.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Indiana Members Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.21%–2.43% by balance
Credit union · 2 branches
1.21%APY$121 a year on $10,000Requirements
Product: Membership savings account required. No monthly fee with a minimum balance of $2,500; accounts below $2,500 may incur a fee.
Offer: Membership savings account required. Minimum balance of $2,500 required to earn dividends.
1.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.21% $20,000 – $49,999 1.51% $50,000 – $99,999 1.81% $100,000 – $249,999 2.22% $250,000 and up 2.43% Rate checked
More details - Advanz Credit UnionCash Investment AccountSavings · $1,000 min · 1.00%–1.51% by balance
Credit union · 5 branches
1.21%APY$121 a year on $10,000Requirements
Product: Minimum $1,000 balance required to earn dividend; calculated on average daily balance.
Effective Jul 1, 2025
Rate by balance
Rate by balance for Cash Investment Account Balance APY $1,000 – $2,499 1.00% $2,500 – $9,999 1.11% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.31% $50,000 – $99,999 1.41% $100,000 and up 1.51% Rate checked
More details - Autotruck Financial CUMoney MarketMoney Market · $2,500 min · 1.11%–2.53% by balance
Credit union · 2 branches
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated using a tiered dividend rate based on the daily balance. Dividends are paid monthly and the APY for each tier may change monthly.
Offer: Minimum balance required to earn the stated APY is $2,500.00.
1.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 1.11% $25,000 – $49,999 1.21% $50,000 – $99,999 1.41% $100,000 – $249,999 1.61% $250,000 and up 2.53% Rate checked
More details - Class Act Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.50% by balance
Credit union · 6 branches
1.10%APY$110 a year on $10,000Requirements
Product: Tiered interest account with a minimum balance requirement of $2,500.
1.00% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.20% $50,000 – $100,000 1.30% $100,000 – $250,000 1.40% $250,000 and up 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: FDIC insured; Central NET online statements and Central MOBILE with mobile deposit included. Overdraft protection feature available. Maximum opening deposit for online accounts is $10,000. $2 monthly fee waived with a minimum daily balance of $200. $5 fee per excessive transfer/withdrawal over 6 per monthly statement cycle.
Offer: Variable interest, compounded daily and paid monthly on collected balances. The rate may change after the account is opened. Monthly maintenance fee of $2 waived if minimum daily balance of $200 is maintained.
1.00% interest rate · Compounded daily · $2 monthly fee
Rate checked
More details - The Cecilian BankTGIF Money MarketTGIF Money Market · $2,500 min · 0.10%–1.76% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Initial deposit of $2,500 required. Limited transactions. A $10 monthly fee applies if collected daily balance drops below $2,500; maintain a $2,500 daily minimum balance to avoid monthly fee.
Offer: Maintain a $2,500 daily minimum balance to avoid the $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for TGIF Money Market Balance APY $1,000 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - One Vision Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.00%–2.13% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum deposit of $2,500 to open. Ability to write up to 3 checks per month and make up to 3 withdrawals per month; a fee of $5 will be assessed for each transaction after 6 withdrawals in a month.
Offer: Fees may reduce earnings on these accounts.
1.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $75,000 1.24% $75,000 – $150,000 1.49% $150,000 and up 2.13% Rate checked
More details - Liberty FCUMoney Market Share AccountsMoney Market Share Accounts · $1,000 min · 1.00%–4.00% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a minimum balance to open. Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. Dividends are established monthly at a rate determined by the Liberty FCU Board of Directors. Fees may reduce earnings.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $1,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.50% $250,000 – $999,999 3.00% $1,000,000 and up 4.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Beacon Credit UnionAdvantage Money Market - ConsumerAdvantage Money Market - Consumer · $0 min · 0.00%–2.70% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: No minimum balance required to open or maintain account. Access via debit cards or checks (paper or electronic) not permitted. Limit of 8 withdrawals per calendar month; withdrawals over the limit will be assessed a fee. $5 monthly account maintenance fee can be avoided by receiving eStatements. Membership qualifying account required. Insured up to $500,000 via ASI and ESI.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Advantage Money Market - Consumer Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.75% $100,000 – $250,000 2.25% $250,000 and up 2.70% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details - Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–2.25% by balance
Credit union · 12 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $150,000 1.30% $150,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - Heritage Credit UnionRewards SavingsSavings · $50 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Qualifications to earn higher APY tier must be met during each monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and log into digital banking, enrolled in e-statements, and at least 1 direct deposit into the account. Monthly dividend period. Only funds comprising each tier earn that tier's rate.
Offer: Qualifications met. Tier applies to portion of balance.
Qualified rate · 0.75% interest rate · Effective Sep 1, 2023
Rate by balance
Rate by balance for Rewards Savings Balance APY Any balanceYour amount 0.75% $100,000 and up 0.50%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Louisville/Jefferson County, KY-IN metro
112 accounts at 44 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.89%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches