Credit union · NCUA insured
One Vision Credit Union Savings Rates
One Vision Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Accounts. Rates checked October 15, 2026.
How One Vision Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where One Vision Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
One Vision Credit Union
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market Accounts
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
One Vision Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.49%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where One Vision Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
1.00%APY
Minimum deposit of $2,500 to open. Ability to write up to 3 checks per month and make up to 3 withdrawals per month; a fee of $5 will be assessed for each transaction after 6 withdrawals in a month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Fees may reduce earnings on these accounts. | 1.00% | $100 | Fees may reduce earnings on these accounts. |
| $25,000 – $75,000Fees may reduce earnings on these accounts. | 1.24% | — | Fees may reduce earnings on these accounts. |
| $75,000 – $150,000Fees may reduce earnings on these accounts. | 1.49% | — | Fees may reduce earnings on these accounts. |
| $150,000 and upFees may reduce earnings on these accounts. | 2.13% | — | Fees may reduce earnings on these accounts. |
Sources (2)
All captured Sep 18, 2026
Everyday Savings Account
0.10%APY
The first everyday savings account is required for credit union membership and requires a $5 deposit that must remain at all times. Additional everyday savings accounts require a $5 minimum balance. Pays quarterly dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFees may reduce earnings.$5 and up | 0.10% | $10 | Fees may reduce earnings. |
Sources (3)
- onevisionfcu.org/checking-savings-rates
- onevisionfcu.org/everyday-savings-accounts
- onevisionfcu.org/versatile-savings-accounts-options
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings Account
0.30%APY
Available as Traditional IRA, Roth IRA, or Coverdell ESA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFees may reduce earnings.$5 and up | 0.30% | $30 | Fees may reduce earnings. |
Sources (3)
All captured Sep 18, 2026
Who can join One Vision Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Clark, Floyd, or Harrison Counties in Indiana.
Family and household
- Immediate family members (related by blood, marriage, or adoption) of members and individuals permanently living within a primary member's household are eligible to join.
Cost to join
- Opening an everyday savings account with $5 is required for membership.
Membership information collected October 5, 2026.