Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Los Angeles, CA metro
- USC Credit UnionValue+ Money MarketValue+ Money Market · $10,000 min · 0.10%–2.00% by balance
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Waive the monthly fee by maintaining a daily balance of $10,000 or more.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Value+ Money Market Balance APY Up to $10,000 0.10% $10,000 – $24,999Your amount 1.30% $25,000 – $49,999 1.30% $50,000 – $99,999 1.80% $100,000 – $249,999 2.00% $250,000 – $499,999 2.00% $500,000 – $999,999 2.00% $1,000,000 and up 2.00% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Offer: Tier I
1.25% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 1.26% $20,000 and upTier II 1.77% $50,000 and upTier III 2.02% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 6 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Skyla Credit UnionSkyla Wealth Money MarketsSkyla Wealth Money Markets · $1,000 min · 1.25%–3.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Only available for Skyla Wealth Members (must maintain a minimum balance of $500,000 across any Skyla deposit product, in assets under management with Skyla Investment and Retirement Services, or combined). If qualification ends, account converts to regular Skyla Money Market.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Skyla Wealth Money Markets Balance APY $1,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 1.50% $250,000 – $500,000 2.75% $500,000 and up 3.50% Rate checked
More details - University Credit UnionMoney Market AdvantageMoney Market Advantage · $25 min · 0.15%–2.25% by balance
Credit union · 3 branches
1.25%APY$125 a year on $10,000Requirements
Product: Uses a reverse-tier rate structure paying highest rates on lower balances. Does not require a checking account or direct deposit. Minimum balance of $25. Minimum opening deposit is $25 (per p89 footnote 2; p49 mentions $100). Variable-rate account; once the account balance qualifies for a tier, the corresponding dividend rate and APY apply to the entire account balance. Dividends calculated daily, compounded and paid monthly.
Offer: Rate applies to entire account balance once qualified.
2.23% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Advantage Balance APY Up to $2,000 2.25% $2,000 – $5,000 1.75% $5,000 – $10,000Your amount 1.25% $10,000 – $50,000 0.50% $50,000 – $100,000 0.45% Over $100,000 0.15% Rate checked
More details - United Catholics Federal CUMoney MarketMoney Market · $2,500 min · 1.25%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Open with an initial deposit of $2,500. Up to 6 withdrawals or transfer transactions per month without a monthly charge (refer to fee schedule). Variable rate, anticipated rates and APY for current dividend period. APY calculated assuming dividends remain in the account; premature withdrawal may reduce earnings. If closed before dividends are paid, accrued dividends are not received.
Offer: Variable dividend rate paid monthly; minimum deposit amount $2,500.
1.24% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.25% $25,000 and upminimum deposit amount $25,000. 1.30% $50,000 and upminimum deposit amount $50,000. 1.46% $100,000 and upminimum deposit amount $100,000. 2.00% Rate checked
More details - Rize Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 1.25%–2.50% by balance
Credit union · 4 branches
1.25%APY$125 a year on $10,0001.24% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $25,000Your amount 1.25% $25,000 – $50,000 1.30% $50,000 – $100,000 1.45% $100,000 – $250,000 2.25% $250,000 and up 2.50% Rate checked
More details - Capstone Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.21%–1.31% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Rates subject to change weekly. Dividend Rates and APYs accurate as of the effective date.
Offer: Money Market-Tier I. Minimum = $2,000.
1.20% interest rate · Effective Sep 8, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and upYour amount 1.21% $20,000 and upMoney Market-Tier II. Minimum = $20,000. 1.26% $75,000 and upMoney Market-Tier III. Minimum = $75,000. 1.31% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - University Credit UnionMoney MarketMoney Market · $2,500 min · 1.15%–1.35% by balance
Credit union · 3 branches
1.15%APY$115 a year on $10,000Requirements
Product: Low minimum balance requirements to start earning dividends; minimum balance to earn dividends is $2,500. Unlimited in-person withdrawals and up to 6 electronic withdrawals per cycle. Minimum balance to open an account is $5 per Truth in Savings disclosures.
1.14% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 1.15% $10,000 – $24,999Your amount 1.15% $25,000 – $99,999 1.15% $100,000 and up 1.35% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
Offer: Preferred Relationship Rewards tier (minimum combined household balance: $5,000). Minimum to open & earn dividends: $10,000.
Qualified rate · 1.09% interest rate · Effective Oct 1, 2026
Rate checked
More details - USPS Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.05%–1.50% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Earn more on higher balances. Dividends are compounded and credited monthly; dividend period is monthly. Calculated from day of deposit.
Offer: Tier 1
1.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 and up 1.05% $10,000 and upYour amountTier 2 1.10% $25,000 and upTier 3 1.20% $50,000 and upTier 4 1.30% $75,000 and upTier 5 1.40% $100,000 and upTier 6 1.50% Rate checked
More details - Media City Credit UnionMoney MarketMoney Market · $2,500 min · 0.75%–1.51% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Membership required. Federal law limits electronic and telephone transactions to 6 per statement cycle (up to 3 by check). Rates may vary after account is opened.
Effective Apr 5, 2023
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.75% $10,000 and upYour amount 1.01% $50,000 and up 1.26% $100,000 and up 1.51% Rate checked
More details - SkyOne Federal Credit UnionSky-High SavingsSavings · $1 min · 0.05%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires a deposit of $1,000 or more posted each month to any share account (suffix) within the membership to earn 1.00% APY; otherwise rate defaults to Regular Savings Account APY. Minimum opening deposit $1. No monthly fees or early withdrawal fees. Variable-rate account. Maximum 6 withdrawals or outgoing transfers per month.
Offer: Default rate when monthly deposit of $1,000 or more is not credited to the account; defaults to Regular Savings Account APY. Applicable to balances $0 to $999.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Sky-High Savings Balance APY Up to $999 0.05% $1,000 and upYour amountQualifying rate requires a deposit of $1,000 or more posted to any share account within the membership each month. Direct deposit, remote check deposit, external transfers, ACH accepted. Minimum opening deposit $1.00. 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Los Angeles, CA metro
388 accounts at 140 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 3.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches