Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Longview, TX metro
- Barksdale Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.25%–3.75% by balance
Credit union · 2 branches
3.75%APY$375 a year on $10,000Requirements
Product: Tiered rate structure. Monthly maintenance fee of $6 applies if aggregate combined balance falls below $200, unless waived by maintaining aggregate daily balance or holding a qualifying credit union loan.
Offer: Tier 1 rate applicable to balances up to $10,000. Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan.
3.69% interest rate · $6 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000Your amount 3.75% Over $10,000 0.25% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 3 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Credit Union of TexasHigh Yield SavingsSavings · $1,000 min · 0.10%–3.25% by balance
Credit union · 3 branches
3.25%APY$325 a year on $10,000Requirements
Product: Initial opening and subsequent deposit funds must be new money not previously held by any member of the Credit Union. Limited to 1 account per membership. Must maintain a minimum daily balance of $1,000.00 to avoid $10.00 monthly service fee. Minimum average daily balance of $100.00 required to earn disclosed APY. $10.00 fee per withdrawal or transfer in excess of 6 per month.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends. If average daily balance falls below $1,000, earns interest at applicable variable rate.
0.10% interest rate · $10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 3.25% Over $25,000 1.35% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 3 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · 1 branch
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - Texas BankAdvantage Money MarketAdvantage Money Market · $2,500 min · 0.40%–2.01% by balance
Bank · 5 branches
2.01%APY$201 a year on $10,000Requirements
Product: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance. Unlimited in-person or mail withdrawals; 6 free pre-authorized/automatic/phone/check/draft transactions per month ($15.00 per excess transaction). Interest rate is subject to change after account is opened.
Offer: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance.
0.40% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.40% $10,000 and upYour amount 2.01% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - Barksdale Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–2.27% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Tiered-rate account; dividends calculated using average daily balance method. Requires maintaining a $2,500 balance to avoid a monthly minimum balance fee. Maximum of 3 checks per month without fee ($10 fee per check over 3). Maximum of 6 transfers/withdrawals per month ($2 fee per withdrawal over 6).
Offer: Applies to balance tier $2,500 to < $10,000. Minimum balance of $2,500 required to earn stated APY and avoid monthly fee.
1.25% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details - Spring Hill State BankMoney Market Tier AccountMoney Market Tier Account · $2,500 min · 0.25%–2.84% by balance
Bank · 2 branches
1.26%APY$126 a year on $10,000Requirements
Product: Rates and APY as of 10/05/2026. $2,500.00 minimum deposit to open. Fees may reduce earnings on the account. Rate may change after account opens.
Offer: Daily Balance to Avoid Imposition of Fees: Below $2,500.00.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Tier Account Balance APY Up to $2,500 0.25% $2,500 – $100,000Your amount 1.26% $100,000 – $2,000,000 1.81% $2,000,000 and up 2.84% Rate checked
More details - Credit Union of TexasRegular Money MarketRegular Money Market · $2,000 min · 1.00%–1.50% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounds monthly at a variable rate. NCUA insured. Membership required. Limit of 6 withdrawals per month may apply.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,000 1.00% $2,000 – $10,000Your amount 1.00% $10,000 – $20,000 1.00% $20,000 – $40,000 1.25% Over $40,000 1.50% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Texas Heritage National BankMoney Market Checking AccountMoney Market Checking Account · $2,500 min
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest begins accruing on balances over $2,500. $5 monthly fee waived with a $2,500 daily balance. Includes 6 debit transactions per cycle and unlimited in-branch/lobby transactions.
Offer: Interest begins accruing on balances over $2500. Interest is compounded and paid monthly. $5 monthly fee is waived by maintaining a $2,500 daily balance.
1.00% interest rate · $5 monthly fee
Rate checked
More details - Eastman Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. Tiered IMMA with checking account flexibility. Federally insured up to $250,000 by NCUA.
0.75% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - Eastman Credit UnionIndividual Money Market AccountIndividual Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. APY is an annual calculation based on a 365/366 day year. APY assumes dividends will remain on deposit until maturity.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Individual Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Longview, TX metro
57 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.30%
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Longview, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 2 branches
- East Texas Professional Credit UnionCredit union · 11 branches
- Red River Credit UnionCredit union · 1 branch