Bank · FDIC insured
Spring Hill State Bank
A $238.5M bank headquartered in Longview, TX, with 2 branches in Texas. Best rates: CDs 3.75% and savings 1.26% APY.
Spring Hill State Bank Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#14 of 17 in Longview, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Spring Hill State Bank
Established in 1977, Spring Hill State Bank is an independent, locally owned community bank.
The bank invests a very large majority of its loans within the local area to support Longview, Texas.
- Headquarters
- 3700 Gilmer Rd, Longview, TX 75604
- FDIC certificate
- 22526 ↗
Branches
2 branches in Texas
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Texas
2 branches
- Spring Hill State BankMain office3700 Gilmer Rd, Longview, TX 75604Directions
- Spring Hill State Bank Hollybrook202 Hollybrook Dr, Longview, TX 75605Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.65% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.94% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.42% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio16.65%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.94%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.42%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Spring Hill State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.