Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Kansas City, MO-KS metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain minimum balance of $1,500 and no more than 6 withdrawals each calendar month to avoid fee. Paper statements $5 fee. Rates may vary.
Offer: Balance tier $0-$9,999.99
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Account Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details - Raytown-Lee's Summit Community Credit UnionSavings AccountsSavings · $1 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends Compounded Monthly. Dividends Credited Monthly. Dividend Period Calendar Month. Dividend Rate and APY may change at any time as determined by the Board of Directors.
0.50% interest rate · Compounded monthly · Effective Nov 29, 2023
Rate checked
More details - Mutual Savings Association5-Star Money Market5-Star Money Market · $50 min · 0.15%–2.40% by balance
Bank · 4 branches
0.45%APY$45 a year on $10,000Requirements
Product: Interest compounded daily and credited monthly. $8 monthly fee if account balance falls below $5,000. Rate may change after account opening. Fees and service charges can reduce earnings.
Offer: $8 monthly fee if balance falls below $5,000. Interest compounded daily and credited monthly. Rate may change after opening.
0.15% interest rate · Compounded daily · $8 monthly fee
Rate by balance
Rate by balance for 5-Star Money Market Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 0.45% $25,000 – $250,000 1.75% $250,000 – $1,000,000 2.00% $1,000,000 and up 2.40% Rate checked
More details - North American Savings BankPremium Money Market CheckingPremium Money Market Checking · $1,000 min · 0.05%–0.50% by balance
Bank · 9 branches
0.40%APY$40 a year on $10,000Requirements
Product: A monthly maintenance fee of $7.50 applies if the $1,000 monthly minimum balance requirement is not met. Account requires a $1,000 minimum opening deposit.
Offer: Monthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met.
$7.50 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Premium Money Market Checking Balance APY Up to $25,000Your amount 0.40% $25,000 – $1,500,000 0.50% $1,500,000 and up 0.05% Rate checked
More details - USPLK Employees Federal Credit UnionRegular Share (Savings) AccountSavings · $50 min
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Includes life insurance on shares at no cost. Membership open to employees of U.S. Penitentiary Leavenworth KS, North Central Regional Office, DOJ USP Canaan in Waymart PA, Leavenworth County Sheriff's Office staff, and immediate family members.
0.40% interest rate · Effective Sep 1, 2024
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Rates subject to change without notice after the account is opened. Fees could reduce earnings.
0.25% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - Blue Ridge Bank and Trust Co.Regular Money MarketRegular Money Market · $1,000 min · 0.40%–0.75% by balance
Bank · 8 branches
0.40%APY$40 a year on $10,0000.40% interest rate · Effective Feb 2, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $15,000Your amount 0.40% $15,000 – $50,000 0.50% $50,000 and up 0.75% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest paid quarterly. Membership required.
0.35% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - United Consumers Credit UnionShare SavingsSavings · $500 min · 0.05%–0.50% by balance
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Establishes membership and ownership. 3 free withdrawals per month; $3 fee for each withdrawal in excess thereafter. No monthly maintenance fees.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY $500 – $1,000 0.05% $1,000 – $2,500 0.10% $2,500 – $5,000 0.30% $5,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 and up 0.50% Rate checked
More details - Farmers Insurance Federal Credit UnionMoney Market with Direct DepositMoney Market with Direct Deposit · $1,000 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Requires direct deposit in the amount of $1,000.00 or more monthly into FIGFCU Checking Account (either High Yield or CashBack), or bi-monthly deposits of $500 each. If qualifying DDEP cannot be verified while active, first succeeding DDEP must be received within a maximum of 60 days from account opening. If DDEP is cancelled or falls below qualifying threshold, bonus rate is reduced by 0.25%. Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99. Includes 0.25% direct deposit rate bonus.
Qualified rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market with Direct Deposit Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly maintenance fee of $7.50 waived if $100 minimum balance requirement is met.
Offer: Monthly maintenance fee waived if $100 minimum balance is met.
$7.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 19 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: $4 monthly service charge waived with $200 daily minimum balance
0.30% interest rate · No monthly fee · Effective Sep 15, 2026
Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - Mid American Credit UnionPayroll Plus Savings AccountSavings · $100 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Designed for members who work at a Mid American payroll group or who receive Social Security via direct deposit. Restricted access account with one free withdrawal monthly. Non-payroll deduction deposits up to $500 allowed during first 90 days. ATM access is not available and cannot be used for Overdraft Protection. $100 minimum balance required for dividends.
Offer: Quarterly dividend rates declared by Board of Directors for quarter ending September 2026; dividend for next quarter will be declared in December 2026. $100 minimum balance is required for dividends. Variable rate.
Rate by balance
Rate by balance for Payroll Plus Savings Account Balance APY $100 – $500 0.15% $500 and upYour amount$100 minimum balance required for dividends; 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, MO-KS metro
252 accounts at 91 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches