Credit union · NCUA insured
CSD Credit Union Savings Rates
Top CarrotCSD Credit Union’s best savings rate is 1.00% APY on $10,000, with its High Yield Money Market. Rates checked October 16, 2026.
How CSD Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where CSD Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CSD Credit Union
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
High Yield Money Market
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
CSD Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.20%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CSD Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Money Market
1.00%APY
To earn interest, you must keep a $1,000 minimum balance. Interest paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 1.00% | $100 |
| Over $10,000 | 1.10% | — |
| Over $25,000 | 1.20% | — |
| Over $100,000 | 1.50% | — |
Sources (1)
- csdcu.org/deposits/high-yield-money-market · captured Oct 16, 2026
Share/Savings
0.35%APY
Interest paid quarterly. Membership required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.35% | $35 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Holiday Savings
0.35%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.35% | $35 |
Sources (2)
All captured Oct 16, 2026
IRA Shares
0.35%APY
Available as Traditional or Roth IRA. No annual maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.35% | $35 |
Sources (2)
All captured Oct 16, 2026
Youth Savings
0.35%APY
Tailored transaction limits for youth. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.35% | $35 |
Sources (2)
All captured Oct 16, 2026
Who can join CSD Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Jackson, Clay, or Platte Counties in Missouri are eligible for membership.
Military, government and schools
- Employees, students, graduates, or individuals with a family member attending a local educational institution are eligible for membership.
Family and household
- Individuals who have a family member with a current CSD account are eligible for membership.
Cost to join
- There is no fee to open an account at CSD Credit Union; an initial deposit of $10.00 is required.
Membership information collected October 4, 2026.