Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Kansas City, MO-KS metro
- 1st MidAmerica Credit UnionMoney Market Deposit AccountsMoney Market Deposit Accounts · 1.76%–2.02% by balance
Credit union · 1 branch
1.81%APY$181 a year on $10,000Requirements
Product: Average Monthly Balances under $2,500 are subject to a $10.00 monthly service fee, and will earn the Regular Share Rate. Insured up to $500,000: federally insured up to $250,000 by NCUA, and insured up to an additional $250,000 by ESI, a private insurer.
Offer: Over $100,000.00
2.00% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Any balance 2.02% $2,500 – $10,000 1.76% $10,000 – $25,000Your amount 1.81% $25,000 – $50,000 1.92% $50,000 – $100,000 1.97% Rate checked
More details - Central Bank of Kansas CityMoney MarketMoney Market · $1,000 min · 0.00%–3.30% by balance
Bank · 2 branches
1.76%APY$176 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
Offer: The interest rate and annual percentage yield may change after account opening. Minimum balance necessary to obtain the APY indicated. Fees could reduce earnings on the account.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 1.26% $10,000 – $25,000Your amount 1.76% $25,000 – $250,000 2.27% $250,000 – $1,000,000 2.78% $1,000,000 and up 3.30% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: Standard rate without direct deposit requirement.
Qualified rate · No monthly fee
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield may change after opening a transaction account. The minimum balance to obtain annual percentage yield is based on a daily balance. Fees could reduce the earnings on the account.
Offer: Minimum balance to obtain APY is $1,000.00.
1.75% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for MONEY MARKET Balance APY $1,000 – $25,000Your amount 1.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.50% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 1.75%APY$175 a year on $10,000
1.73% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
1.73% interest rate · Effective Oct 5, 2026
Rate checked
More details - Unity One Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.60% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: $2,500 minimum balance. Dividends are compounded and paid monthly. Withdrawal and transfer limits apply.
Offer: Withdrawal and Transfer Limits Apply
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $5,000 0.40% $5,000 – $10,000 1.00% $10,000 and upYour amount 1.60% Rate checked
More details - 1.60%APY$160 a year on $10,000
Requirements
Product: Rate is variable and subject to change. No monthly service charge if balance falls below $10,000, but will not earn dividends if account falls below $10,000. $2 monthly fee applies for non e-statement accounts / if you opt-out or cancel E-Statement service. Maximum of six electronic withdrawals a month allowed per Federal Regulation D.
Offer: Rate is variable and subject to change. Must maintain $10,000 balance to earn dividends. $2 monthly fee waived for e-statement users.
$2 monthly fee
Rate checked
More details - Nova Credit UnionMoney Market AccountMoney Market Account · $500 min · 1.51%–2.02% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Dividends compounded and credited monthly (calendar dividend period). Daily balance calculation method. Account transfer and withdrawal limitations apply; up to three withdrawals per month for free, additional withdrawals are $5 each.
1.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and upYour amount 1.51% $100,000 and up 2.02% Rate checked
More details - Holy Rosary Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. A $3 monthly fee applies if the balance falls below $1,000 at any time. Must maintain the minimum daily balance required to earn the applicable APY. Variable APY.
Offer: Monthly fee of $3 applies if balance falls below $1,000 at any time; waived for balances $1,000+.
0.25% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.25% $2,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $75,000 3.25% $75,000 – $200,000 3.50% $200,000 and up 3.50% Rate checked
More details - TriCentury BankGold Money MarketGold Money Market · $5,000 min · 1.00%–2.75% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Checking accounts rates are variable subject to change without notice.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Gold Money Market Balance APY Up to $5,000 1.00% $5,000 – $50,000Your amount 1.50% $50,000 – $100,000 2.00% $100,000 – $200,000 2.50% Over $200,000 2.75% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: $5 monthly service charge if balance falls below $100. Minimum opening balance is $25 for children under 18 (in branch only). Rates are variable and subject to change without notice.
Offer: $5 monthly service charge if balance falls below $100; $25 opening deposit for minors under 18. Rate is variable.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Kendall BankMoney Market AccountMoney Market Account · $100 min · 1.50%–3.85% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Maintain a daily balance of $1,000 or an average daily balance of $2,000 per month to avoid the $12 monthly maintenance fee. Interest rates apply to the entire balance in the account. Excessive withdrawal fee of $5.00 applies for debit transactions exceeding 6 per statement cycle.
Offer: Interest rates apply to the entire balance in your account. Monthly fee waived with $1,000 daily balance or $2,000 average daily balance.
1.49% interest rate · $12 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.50% $25,000 – $50,000 1.50% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 – $500,000 2.00% $500,000 – $750,000 2.50% $750,000 – $1,000,000 2.75% $1,000,000 – $5,000,000 3.59% $5,000,000 and up 3.85% Rate checked
More details - Emprise BankMoney Market AccountMoney Market Account · $100 min · 1.45%–2.15% by balance
Bank · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
Offer: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
1.44% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 1.45% $5,000 – $9,999 1.45% $10,000 – $24,999Your amount 1.45% $25,000 – $49,999 1.45% $50,000 – $99,999 1.65% $100,000 and up 2.15% Rate checked
More details - 1.40%APY$140 a year on $10,000
Requirements
Product: Interest will be compounded quarterly for savings accounts. Fees could reduce earnings on the account.
Offer: $3.00 service charge if account falls below $25.00. Nine withdraws per quarter free of charge. $.50 per withdraw after nine.
1.40% interest rate · Compounded quarterly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, MO-KS metro
252 accounts at 91 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches