Bank · FDIC insured
TriCentury Bank Savings Rates
TriCentury Bank’s best savings rate is 1.50% APY on $10,000, with its Gold Money Market. Rates checked October 16, 2026.
How TriCentury Bank’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where TriCentury Bank has the most branches. $10,000, best rate first.
This bank’s best
TriCentury Bank
1.50%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $150
Gold Money Market
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
TriCentury Bank savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TriCentury Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Gold Money Market
1.50%APY
Checking accounts rates are variable subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 1.00% | — |
| $5,000 – $50,000 | 1.50% | $150 |
| $50,000 – $100,000 | 2.00% | — |
| $100,000 – $200,000 | 2.50% | — |
| Over $200,000 | 2.75% | — |
Sources (1)
- tricentury.bank/current-rates · captured Oct 5, 2026
Special-purpose accounts
High Yield Savings IRA
1.50%APY
Available in branch only. Rates are variable and subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000In branch only. Rate is variable. | 1.00% | — | In branch only. Rate is variable. |
| $5,000 – $50,000In branch only. Rate is variable. | 1.50% | $150 | In branch only. Rate is variable. |
| $50,000 – $100,000In branch only. Rate is variable. | 2.00% | — | In branch only. Rate is variable. |
| $100,000 – $200,000In branch only. Rate is variable. | 2.50% | — | In branch only. Rate is variable. |
| Over $200,000In branch only. Rate is variable. | 2.75% | — | In branch only. Rate is variable. |
Sources (2)
All captured Oct 5, 2026
TriCentury Savings
1.50%APY
$5 monthly service charge if balance falls below $100. Minimum opening balance is $25 for children under 18 (in branch only). Rates are variable and subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 monthly service charge if balance falls below $100; $25 opening deposit for minors under 18. Rate is variable.Any balance | 1.50% | $150 | $5 monthly service charge if balance falls below $100; $25 opening deposit for minors under 18. Rate is variable. |
Sources (3)
- tricentury.bank/deposit-products-w-online-account
- tricentury.bank/choose-an-acco…pen-anywhere-and-anytime
- tricentury.bank/current-rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.