Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Joplin, MO-KS metro
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit one account per member account number.
Offer: Applies to balances up to $25,000 when linked Kasasa Cash or Kasasa Cash Back account qualifications are met during the monthly qualification cycle (at least 12 debit card purchases post and settle, receive e-statements, log into online banking).
Qualified rate · 0.50% interest rate · Balance cap $25,000 · No monthly fee · Effective Oct 31, 2025
Rate checked
More details - Joplin Metro Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: An initial deposit of $2,500.00 is required. An average daily balance of $2,500 must be maintained to avoid a fee and accrue dividends.
Offer: An initial deposit of $2,500.00 is required. An average daily balance of $2,500 must be maintained to avoid a fee and accrue monthly dividends.
0.50% interest rate
Rate checked
More details - Mid-Missouri BankMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.30% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance.
$10 monthly fee · Effective Apr 4, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.20% $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.30% $50,000 and up 0.30% Rate checked
More details - Great Plains FCUMoney Market Share Draft AccountMoney Market Share Draft Account · $2,500 min
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Earns interest compounded monthly on balances of $2,500 or more. No dividend earned if balance drops below $2,500 at any time during the month. Limited to 6 transactions per month.
Offer: Minimum balance required to earn dividends. No dividend earned if account balance drops below $2,500 at any time during the month.
Compounded monthly · Effective Sep 16, 2025
Rate checked
More details - Southwest Missouri BankMoney Market Deposit AccountMoney Market Deposit Account · $0 min · 0.20%–0.40% by balance
Bank · 11 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: All rates and APYs subject to change after the account is opened. Rates are effective for a limited time only. Fees could reduce earnings.
Promotional rate · 0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $9,999 0.20% $10,000 – $99,999Your amount 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.40% Rate checked
More details - Multi-States Credit UnionMain Savings AccountSavings · $200 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Membership account. Minimum balance requirement of $10. Interest is earned on balances over $200 each day and calculated on the average daily balance.
Offer: Interest earned on balances over $200 each day, calculated on average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Main Savings Account Balance APY $200 – $2,000 0.05% $2,000 – $10,000Your amount 0.20% Over $10,000 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance required to earn dividends and/or avoid monthly fees.
Effective Sep 16, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance required to earn dividends and/or avoid monthly fees.
Effective Sep 16, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service fee with $100 minimum daily balance, otherwise $2/month. Free electronic statements; $4/month paper statement fee.
Offer: No service fee with $100 minimum daily balance; $2/month if balance falls below $100. $100 minimum balance for rate table. Free electronic statements, $4/month if paper statements elected.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest paid quarterly at current savings rate. Unlimited deposits and up to six withdrawals per quarter ($1 withdrawal fee per debit in excess of six per quarter). Transfers/withdrawals to another account or third parties by pre-authorized, automatic, or telephone transfer limited to six per month.
Offer: Batesville Region rate schedule. Interest paid quarterly.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum daily balance of $1,000 required to earn interest. Avoid $10 monthly service charge by maintaining a $1,000 minimum daily balance. Rate may change after account opening.
Offer: Avoid $10 monthly service charge by maintaining a $1,000 minimum daily balance. Rate may change after account opening.
$10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $500,000 0.30% $500,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid $7 quarterly service charge by maintaining a $100 minimum daily balance. Valid email address required for eStatements.
Offer: Rate accurate as of August 11, 2025; not an introductory rate; rate may change after account opening. Avoid $7 quarterly service charge with $100 minimum daily balance. Valid email address required for eStatements. Fees may reduce earnings.
Effective Aug 11, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Joplin, MO-KS metro
44 accounts at 17 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.30%
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Joplin, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMB BankBank · 2 branches