Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Indianapolis, IN metro
- 0.25%APY$25 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Designed to help build your nest egg by paying a higher interest rate on a lower balance. Requires an automatic transfer from your Fit Checking. Minimum to open $0.
Offer: Automatic transfer from Fit Checking required.
Qualified rate · 0.50% interest rate
Rate by balance
Rate by balance for Fit Savings Balance APY Up to $1,000 0.50% Over $1,000Your amountStated APY range on schedule is .50% - .25% APY* with 0.25% interest rate for $1000.01 or more. 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Can be used for overdraft protection of your checking account.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $2,500; earn competitive dividends on balances over $2,500; no monthly service fee.
Offer: Minimum balance to earn dividends: $2,500.00.
No monthly fee · Effective Aug 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000intro rate
Requirements
Product: Maintain a minimum balance of $5,000 in the MMA, or a $10.00 monthly service fee will apply. Transaction limitations apply. Fees may apply for early account closure on Money Market accounts.
Offer: Account balances below $25,000 earn standard Money Market rates. Balances between $4,999.99 and $0.00 earn 0.05% APY and are subject to a $10.00 monthly service fee for balances under $5,000.
Promotional rate · $10 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.20% $25,000 and upMoney Market rate applies to new money deposits only. The promotional APY is guaranteed for 12 months from account opening; after the promotional period, the account will earn the then-current standard Money Market rate. Monthly service fee of $10.00 waived with minimum balance of $5,000. 3.75% Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum daily balance of $100 required to earn dividends. No monthly Maintenance Service Charge. No minimum balance requirements apply.
Offer: Minimum daily balance of $100 required to earn dividends.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Financial Health Federal Credit UnionEmergency Fund AccountSavings · $0 min
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: No minimum deposits or balance rules. Dividends paid monthly on the average daily balance. Withdrawals allowed less a $5 service charge. Variable rates subject to change.
Offer: Dividends paid monthly on average daily balance. No minimum deposits or balance rules. Variable rate.
Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Savings balance when meeting monthly qualifications and maintaining a combined $2,500 balance in eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $250.00. Withdrawals only allowed every 12 months with early withdrawal penalty.
Offer: Dividends paid monthly. Withdrawals allowed only every 12 months.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends compounded daily and paid quarterly. No regular monthly fee.
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary savings required to establish and maintain Credit Union membership.
Offer: Daily earned interest compounded and paid monthly. $5 minimum balance required to maintain membership.
0.15% interest rate
Rate checked
More details - Elements FinancialMember SavingsSavings · $100 min · 0.10%–0.20% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: No monthly Maintenance Service Charge. $5 required minimum balance to open the account. Minimum daily balance of $100 required to earn dividends.
Offer: Minimum daily balance of $100 required to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Member Savings Balance APY $100 – $2,500 0.10% $2,500 – $50,000Your amount 0.15% $50,000 and up 0.20% Rate checked
More details - Independent Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Fees may reduce earnings. Penalty will, or may, be imposed for early withdrawal.
0.10% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indianapolis, IN metro
148 accounts at 52 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.18%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches