Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Des Moines, IA metro
- Community Choice Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 8 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum average daily balance of $5,000.01 required to earn interest.
0.00% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000Your amount 0.05% $10,000 – $100,000Stated APY range is .05% – .14% with a 0.15% dividend rate. 0.15%* Over $100,000Stated APY range is .14% – .15% with a 0.15% dividend rate. 0.15%* Rate checked
More details - Community Choice Credit UnionSecond Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 8 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum average daily balance of $5,000.01 required to earn interest.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Second Share Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000Your amount 0.05% Over $10,000Stated APY range is .05% – .15% with a 0.15% interest rate. 0.15%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Maintenance fee of $1.00 per withdrawal after 6 per statement cycle.
0.05% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $5,000 0.05% $5,000 – $15,000Your amount 0.05% $15,000 – $25,000 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Maintenance fee of $1.00 per withdrawal after 6 per statement cycle.
0.05% interest rate · Effective May 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account for lower balances and first-time savers. $5 minimum balance fee assessed monthly when daily balance falls below $200. $5 monthly paper statement fee can be avoided by enrolling in free eStatements. $1 monthly fee per requested debit card. Interest compounded monthly.
Offer: Applies to all balances. $5 monthly fee if daily balance falls below $200. $5 paper statement fee waived with eStatements. Interest compounded monthly.
0.05% interest rate · Compounded monthly · Effective Nov 12, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. Limited to 6 convenient withdrawal transactions per month (branch or ATM withdrawals do not count toward the limit). No monthly fee.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $1 Membership Share account to establish membership. Dividends compounded and paid quarterly. No minimum balance fees.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Ideal for anyone who wants to earn interest on their savings and be able to withdrawal. Additional benefits are also provided for younger customers.
Offer: Ages 17 & under: $1.00 minimum required to open; no monthly service charge.
No monthly fee · Effective Feb 21, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Ideal for anyone who wants to earn interest on their savings and be able to withdrawal. Additional benefits are also provided for younger customers.
Offer: Ages 18 & older: $100 minimum required to open. No monthly service charge with $100 minimum daily balance; $3.00 monthly service charge if minimum balance requirements are not met.
$3 monthly fee · Effective Feb 21, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account that requires a minimum $25 to open, making you an owner/member of the credit union. Earns APY on balances $100 and over. Dividends compounded monthly.
Offer: To earn APY, minimum balance must be maintained in the account every day. Dividends compounded monthly.
0.05% interest rate · Compounded monthly · Effective Mar 25, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must link to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, enrollments must be in place and the following must post and settle to the linked checking account during each Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements/online banking, and 1 ACH transaction per month. Automatic transfers of Kasasa Cash/Cash Back earnings. No minimum balance to earn rewards. Limit of 1 account per social security number.
Offer: Base rate earned on entire daily balance if qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 16, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Des Moines, IA metro
165 accounts at 58 banks and credit unions · checked Oct 16–23
- Typical
- 0.30%
- Top 10% from
- 1.79%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Des Moines, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 2 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch