Bank · FDIC insured
Peoples Bank
A $529.6M bank headquartered in Clive, IA, with 8 branches in Iowa. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.20%CD rates →
- Savings610.05%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank
Peoples Bank is a locally family-owned bank founded in 1917 and headquartered in Clive, Iowa.
Serving Central Iowa with nine branch locations across metro and rural markets, it grew over a century from a single branch in Grand Junction.
- Headquarters
- 12701 University Ave, Clive, IA 50325
- FDIC certificate
- 14692 ↗
Branches
8 branches in Iowa
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Iowa
8 branches
Des Moines area · 4
- Peoples BankMain office12701 University Ave, Clive, IA 50325Directions
- Adel Branch804 Greenwood Hills Dr, Adel, IA 50003Directions
- Guthrie Center Branch401 Main St, Guthrie Center, IA 50115Directions
- Waukee Branch1185 University Ave, Waukee, IA 50263Directions
Ames area · 1
- Boone Branch - 1212 Hawkeye Drive1212 Hawkeye Drive, Boone, IA 50036Directions
Grand Junction area · 1
- Grand Junction Branch205 Main St E, Grand Junction, IA 50107Directions
Jefferson area · 1
- Jefferson Branch116 W State St, Jefferson, IA 50129Directions
Scranton area · 1
- Scranton Branch1021 Main St, Scranton, IA 51462Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.09% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.15% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.17% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $74 | $81 | — |
- CapitalLeverage ratio8.09%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.15%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.17%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$74Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.