Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Denver, CO metro
- Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 14 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - On Tap Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–2.75% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening balance of $1,000. Minimum balance to avoid a $10 fee is $1,000. Average daily balance method. Dividends compounded and credited monthly. Account transfer limitations apply.
Offer: Minimum required balance to avoid $10 fee is $1,000.00.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 2.75% $250,000 – $1,000,000Regular MM tier. 2.75% Rate checked
More details - Farmers & Merchants Bank of ColbyElite CashSavings · $100 min · 0.75%–5.00% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Offer: Must enroll in eStatements; 10 debit card purchases; 1 ACH debit or credit; $100 min opening deposit
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Elite Cash Balance APY Up to $10,000 5.00% $10,000 and upYour amount 0.75% Rate checked
More details - Canvas Credit UnionReverse Tier Savings AccountSavings · $0 min · 0.30%–5.00% by balance
Credit union · 22 branches
0.75%APY$75 a year on $10,000Requirements
Product: No fees. No minimum deposit or balance. Limit of one Reverse Tier Savings Account per member. Canvas Credit Union membership required.
Offer: Rate applies to balances from $0 to $2,000.
No monthly fee
Rate by balance
Rate by balance for Reverse Tier Savings Account Balance APY Up to $2,000 5.00% $2,000 – $5,000 1.50% $5,000 – $10,000Your amount 0.75% $10,000 – $50,000 0.40% Over $50,000 0.30% Rate checked
More details - Partner Colorado Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–1.75% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Requires a minimum deposit and ongoing balance of $1,000. If the balance falls below the minimum, a monthly fee applies.
Offer: Starting rate tier for the tiered-rate money market account.
Rate by balance
Rate by balance for Money Market Account Balance APY Any balanceYour amount 0.75% $100,000 and up 1.75% Rate checked
More details - Red Rocks Credit UnionLong-Term SavingsSavings · $250 min · 0.05%–1.25% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Rates are subject to change. Membership required.
Offer: Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required.
0.05% interest rate · Effective Jan 21, 2026
Rate by balance
Rate by balance for Long-Term Savings Balance APY $250 – $9,999 0.05% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.80% $50,000 – $99,999 0.90% $100,000 – $249,999 1.00% $250,000 and up 1.25% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Avoid $5 monthly service fee by maintaining a $1,000 average monthly balance. Up to 6 pre-authorized debits each month; excess transactions may be subject to a fee.
Offer: Minimum balance to receive quoted APY is $1,000. Avoid $5 monthly service fee by maintaining a $1,000 average monthly balance (minimum balance to avoid service charge is $1,000). Interest is calculated using the average daily balance method.
0.50% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.85% $50,000 – $99,999 1.10% $100,000 – $249,999 1.35% $250,000 – $499,999 1.50% $500,000 – $999,999 1.70% $1,000,000 and up 2.25% Rate checked
More details - Westerra Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.60%–1.00% by balance
Credit union · 9 branches
0.70%APY$70 a year on $10,0000.60% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.60% $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.00% $250,000 and up 1.00% Rate checked
More details - Fidelis Catholic Credit UnionYield Plus (Money Market Checking)Yield Plus (Money Market Checking) · $0 min · 0.60%–1.82% by balance
Credit union · 4 branches
0.70%APY$70 a year on $10,000Requirements
Product: Membership eligibility applies. Rates and APY may change after account opening.
Offer: Compounded monthly.
0.60% interest rate · Compounded monthly
Rate by balance
Rate by balance for Yield Plus (Money Market Checking) Balance APY Up to $4,999 0.60% $5,000 – $19,999Your amount 0.70% $20,000 – $49,999 1.06% $50,000 – $99,999 1.31% $100,000 – $149,999 1.56% $150,000 and up 1.82% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Balances below $100 do not earn interest/dividends. Limited to 6 withdrawals per month. No monthly or annual service fees.
Offer: Minimum balance to earn dividends is $100; balances below $100 will not earn interest. No monthly or annual service fees. Up to 6 withdrawals per month.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - The District Credit UnionMoney Market SharesMoney Market Shares · $1,000 min · 0.60%–0.85% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Balance must be kept above $1,000.00 to maintain current money market rate. If the Money Market balance falls below $1,000.00, the rate will revert to the Regular Share interest rate. Maximum withdrawal limit is three per month without a service charge; a $10.00 fee will be incurred for any withdrawal over three.
0.60% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $41,000 0.70% $50,000 and up 0.85% Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 24 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - Credit Union of DenverHigh Yield Money Market AccountHigh Yield Money Market Account · $0 min · 0.00%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Compounds monthly. A fee will be assessed each month the balance is below the minimum $10,000. A fee will be imposed for more than three withdrawals or transfers per month. Membership eligibility is required.
Offer: First Tier. Minimum amount to open $0.
Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amountSecond Tier. 0.50% $25,000 – $45,000Third Tier. 0.60% $45,000 – $100,000Fourth Tier. 0.75% $100,000 and upFifth Tier. 1.00% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 15 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available online or at local branches. Interest calculated daily. Up to 9 withdrawals per quarter free, $1.25 for each additional debit. $9.00 quarterly service fee waived with a minimum balance of $200.
Offer: Rates listed are available for accounts opened online only and may differ for accounts opened at a local branch. Rates are effective as of today's date and are subject to change. $9.00 service charge per statement quarter if balance falls below $200.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Denver, CO metro
211 accounts at 72 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 3.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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Denver, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Canvas Credit UnionCredit union · 22 branches
- Bellco Credit UnionCredit union · 21 branches