Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Dallas, TX metro
- SkyOne Federal Credit UnionSky-High SavingsSavings · $1 min · 0.05%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires a deposit of $1,000 or more posted each month to any share account (suffix) within the membership to earn 1.00% APY; otherwise rate defaults to Regular Savings Account APY. Minimum opening deposit $1. No monthly fees or early withdrawal fees. Variable-rate account. Maximum 6 withdrawals or outgoing transfers per month.
Offer: Default rate when monthly deposit of $1,000 or more is not credited to the account; defaults to Regular Savings Account APY. Applicable to balances $0 to $999.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Sky-High Savings Balance APY Up to $999 0.05% $1,000 and upYour amountQualifying rate requires a deposit of $1,000 or more posted to any share account within the membership each month. Direct deposit, remote check deposit, external transfers, ACH accepted. Minimum opening deposit $1.00. 1.00% Rate checked
More details - Tinker Federal Credit UnionPremium PlusSavings · $10,000 min · 0.10%–2.10% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open: $10,000.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premium Plus Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.15% $50,000 – $74,999 1.25% $75,000 – $99,999 1.45% $100,000 – $149,999 1.50% $150,000 – $199,999 1.75% $200,000 – $249,999 1.85% $250,000 – $499,999 2.00% $500,000 and up 2.10% Rate checked
More details - TexasBankEmpower Money MarketEmpower Money Market · $1,000 min · 0.00%–2.02% by balance
Bank · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge by maintaining a minimum daily/average daily balance of $15,000 or more.
Offer: Rate paid on the entire balance if daily balance is less than or equal to $0.99. Account will not earn interest on balances less than $1.00. Avoid $10 monthly fee by maintaining an average daily balance of $15,000 or more.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Empower Money Market Balance APY Up to $1 0.00% Up to $100,000Your amount 1.00% $100,000 – $250,000 1.26% $250,000 – $1,000,000 1.76% $1,000,000 – $5,000,000 1.76% $5,000,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Consumer accounts only. To earn 2.00% APY above regular share savings rate (3.04% APY / 3.00% rate), maintain an active FWCCU checking account, complete at least 10 debit card purchase transactions per calendar month, and enroll in e-statements. Otherwise earns regular share savings APY/rate. Maximum 3 withdrawals per calendar month ($10 fee per withdrawal thereafter; no ATM withdrawals).
Offer: Standard non-qualifying rate: applies if monthly activity and e-statement requirements are not met.
Qualified rate · 1.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Represents ownership/share in credit union; requires $25 minimum opening deposit and $25 daily balance. Single service fee of $5 quarterly applies if no other accounts are open and average monthly balance is less than $100 (waived for youth under 18; assessed after 90 days).
1.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 38 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Dallas U.P. Employees CURegular Share AccountSavings · $100 min · 0.50%–4.55% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: The par value of each share is $25.00 and this is the minimum balance to maintain membership. Dividends compounded daily, credited quarterly. Members allowed up to 3 withdrawals per calendar month at no charge ($5.00 per excess withdrawal).
Offer: Share balances below $100 do not accrue dividends. Stated as Dividend Rate (APR) 0.50%, APY 0.50%.
0.50% interest rate · Compounded daily · Effective Jul 1, 2025
Rate by balance
Rate by balance for Regular Share Account Balance APY $100 and up 0.50% $10,000 and upYour amountStated as Dividend Rate (APR) 1.00%, APY 1.00%. 1.00% $20,000 and upStated as Dividend Rate (APR) 3.00%, APY 3.02%. 3.02% $100,000 and upStated as Dividend Rate (APR) 4.00%, APY 4.04%. 4.04% $200,000 and upStated as Dividend Rate (APR) 4.50%, APY 4.55%. 4.55% Rate checked
More details - Members Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum opening balance of $2,500. Five tiers of earning power. No account fee. Six free withdrawals per quarter. Must maintain disclosed minimum average daily balance in account during dividend period to obtain disclosed APY.
Offer: Compounding/Posted Monthly/Monthly. Must maintain minimum average daily balance.
0.00% interest rate · No monthly fee · Effective Aug 27, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.00% $2,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.00% $50,000 – $99,999 1.00% $100,000 and up 1.00% Rate checked
More details - Texas Heritage National BankMoney Market Checking AccountMoney Market Checking Account · $2,500 min
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest begins accruing on balances over $2,500. $5 monthly fee waived with a $2,500 daily balance. Includes 6 debit transactions per cycle and unlimited in-branch/lobby transactions.
Offer: Interest begins accruing on balances over $2500. Interest is compounded and paid monthly. $5 monthly fee is waived by maintaining a $2,500 daily balance.
1.00% interest rate · $5 monthly fee
Rate checked
More details - Mount Olive Baptist Church Federal Credit UnionPrimary AccountSavings · $25 min · 0.10%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $5.00 lifetime membership fee and a minimum deposit of $25.00. No monthly service charges with the low minimum balance.
Offer: Dividends calculated by the average daily balance method and paid quarterly. Applies to balance less than $1,000.
No monthly fee · Effective Mar 31, 2025
Rate by balance
Rate by balance for Primary Account Balance APY Any balance 0.10% $1,000 and upYour amount 1.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 69 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - Community National Bank & Trust of TexasMy Money MarketMy Money Market · $25 min · 0.50%–3.04% by balance
Bank · 6 branches
0.90%APY$90 a year on $10,000Requirements
Product: Monthly fee of $7 waived with minimum balance of $3,000. 6 free debits per statement cycle.
Offer: Monthly fee of $7 waived with minimum balance of $3,000.
0.50% interest rate · $7 monthly fee
Rate by balance
Rate by balance for My Money Market Balance APY Up to $3,000 0.50% $3,000 – $250,000Your amount 0.90% $250,000 – $1,000,000 1.92% $1,000,000 and up 3.04% Rate checked
More details - Tarrant County's Credit UnionMoney MarketMoney Market · $1,000 min · 0.50%–1.25% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: $1,000 minimum balance to earn interest; $10 monthly service charge assessed if balance falls below $1,000.
Offer: Tier 1; $10 monthly service charge if daily balance falls below $1,000.
0.50% interest rate · $10 monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.50% $2,500 – $10,000Tier 2; 0.75% $10,000 – $25,000Your amountTier 3; 0.85% $25,000 – $50,000Tier 4; 1.00% $50,000 – $100,000Tier 5; 1.10% $100,000 and upTier 6; 1.25% Rate checked
More details - My Community Credit UnionKasasa SaverSavings · $5 min · 0.75%–0.85% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000with conditionsRequirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, Kasasa Eats (Teen), Kasasa Play, or Kasasa Play (Teen)). Automatic transfers of Kasasa checking earnings to Kasasa Saver. No recurring monthly service charges or fees. Limit 1 account per individual taxpayer identification number.
Offer: Applies when qualifying transactions are met in the linked Kasasa checking account during each Monthly Qualification Cycle (such as direct deposit/ACH, 12 debit card purchases, eStatements, and online banking log-in).
Qualified rate · 0.85% interest rate · No monthly fee · Effective Nov 21, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.85% Over $25,000 0.75%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX metro
356 accounts at 139 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.68%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches