Credit union · NCUA insured
Dallas U.P. Employees CU Savings Rates
Dallas U.P. Employees CU’s best savings rate is 1.00% APY on $10,000, with its Regular Share Account. Rates checked October 16, 2026.
How Dallas U.P. Employees CU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Dallas U.P. Employees CU has the most branches. $10,000, best rate first.
This credit union’s best
Dallas U.P. Employees CU
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
Regular Share Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Dallas U.P. Employees CU savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dallas U.P. Employees CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Account
Up to 1.00%APY
The par value of each share is $25.00 and this is the minimum balance to maintain membership. Dividends compounded daily, credited quarterly. Members allowed up to 3 withdrawals per calendar month at no charge ($5.00 per excess withdrawal).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upShare balances below $100 do not accrue dividends. Stated as Dividend Rate (APR) 0.50%, APY 0.50%. | 0.50% | $50 | Share balances below $100 do not accrue dividends. Stated as Dividend Rate (APR) 0.50%, APY 0.50%. |
| $10,000 and upStated as Dividend Rate (APR) 1.00%, APY 1.00%. | 1.00% | $100 | Stated as Dividend Rate (APR) 1.00%, APY 1.00%. |
| $20,000 and upStated as Dividend Rate (APR) 3.00%, APY 3.02%. | 3.02% | — | Stated as Dividend Rate (APR) 3.00%, APY 3.02%. |
| $100,000 and upStated as Dividend Rate (APR) 4.00%, APY 4.04%. | 4.04% | — | Stated as Dividend Rate (APR) 4.00%, APY 4.04%. |
| $200,000 and upStated as Dividend Rate (APR) 4.50%, APY 4.55%. | 4.55% | — | Stated as Dividend Rate (APR) 4.50%, APY 4.55%. |
Who can join Dallas U.P. Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to all employees of the Union Pacific Railroad.
Family and household
- Membership is open to immediate family members (spouses, children, parents, siblings, and grandparents) of Union Pacific Railroad employees.
Cost to join
- New members must make an initial deposit of $25.
- New members must pay a $5 new member fee.
Membership information collected October 5, 2026.