Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Dallas, TX metro
- 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Texas BankAdvantage Money MarketAdvantage Money Market · $2,500 min · 0.40%–2.01% by balance
Bank · 3 branches
2.01%APY$201 a year on $10,000Requirements
Product: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance. Unlimited in-person or mail withdrawals; 6 free pre-authorized/automatic/phone/check/draft transactions per month ($15.00 per excess transaction). Interest rate is subject to change after account is opened.
Offer: Avoid the $20 monthly fee by maintaining a $2,500 minimum daily balance.
0.40% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.40% $10,000 and upYour amount 2.01% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 83 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Max Cash Checking or Max Cash Back Checking account. Variable rate account; rates may change without notice. Limit one Max checking account per household.
Offer: Applies to daily balances up to $99,999.99 when qualifications are met in the linked Max checking account during the Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Max Saver Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.50%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 12 branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - RBFCURBFCU Classic Money MarketRBFCU Classic Money Market · $2,500 min · 1.76%–2.43% by balance
Credit union · 9 branches
1.76%APY$176 a year on $10,000Requirements
Product: $2,500 minimum deposit to open account. Dividends compounded and paid monthly. The credit union pays the applicable tiered dividend rate on the total balance in the account. If balance falls below $2,500, the account will automatically revert to the savings account rate at that time, by the end of the business day. Up to six electronic or over-the-phone outgoing transactions/withdrawals per account per month; excessive transaction fee applies thereafter. Unlimited deposits at a branch.
Offer: Rate applied to the entire balance.
1.75% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for RBFCU Classic Money Market Balance APY $2,500 – $25,000Your amount 1.76% $25,000 – $75,000 1.76% $75,000 – $150,000 2.22% $150,000 and up 2.43% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Offer: Dividends compounded and credited monthly. Average daily balance computation method. Three over-the-counter and three draft (check) withdrawals allowed per month ($10.00 fee per excess withdrawal); minimum withdrawal is $250.
1.74% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance
Bank · 18 branches
1.71%APY$171 a year on $10,000Requirements
Product: Rate may change after account is opened. $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
Offer: $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
1.65% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $4,999 1.66% $5,000 – $24,999Your amount 1.71% $25,000 – $99,999 1.81% $100,000 – $499,999 1.92% $500,000 – $999,999 2.22% $1,000,000 – $1,999,999 2.38% $2,000,000 – $4,999,999 2.43% $5,000,000 – $7,499,999 2.78% $7,500,000 and up 3.18% Rate checked
More details - 1.60%APY$160 a year on $10,000with conditions
Requirements
Product: Account holder must have a new checking account with Broadway Bank (existing checking account holders will be reviewed for eligibility). Monthly maintenance fee is $4, waived for the first 61 days, if daily balance of $200 is maintained, or for account owners under 18.
Offer: For daily collected balances of $0-$9,999.99. Requires opening a checking account.
Qualified rate · $4 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Savings Account Balance APY Up to $10,000 0.25% $10,000 and upYour amount 1.60% Rate checked
More details - Unity One Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.60% by balance
Credit union · 5 branches
1.60%APY$160 a year on $10,000Requirements
Product: $2,500 minimum balance. Dividends are compounded and paid monthly. Withdrawal and transfer limits apply.
Offer: Withdrawal and Transfer Limits Apply
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $5,000 0.40% $5,000 – $10,000 1.00% $10,000 and upYour amount 1.60% Rate checked
More details - 1.60%APY$160 a year on $10,000
Requirements
Product: Rate is variable and subject to change. No monthly service charge if balance falls below $10,000, but will not earn dividends if account falls below $10,000. $2 monthly fee applies for non e-statement accounts / if you opt-out or cancel E-Statement service. Maximum of six electronic withdrawals a month allowed per Federal Regulation D.
Offer: Rate is variable and subject to change. Must maintain $10,000 balance to earn dividends. $2 monthly fee waived for e-statement users.
$2 monthly fee
Rate checked
More details - Firefighters First Credit UnionMoney MarketMoney Market · $0 min · 0.05%–1.75% by balance
Credit union · 2 branches
1.60%APY$160 a year on $10,000Requirements
Product: Variable-rate tiered account. Dividends are compounded and credited monthly. Rate will never fall below the regular savings account dividend rate as long as a $2,500 minimum balance is maintained.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $50,000Your amount 1.60% $50,000 – $75,000 1.65% $75,000 – $100,000 1.70% $100,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX metro
356 accounts at 139 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.68%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches