Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Columbus, OH metro
- Bridge Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.50% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Offer: Everyday APY
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.00% $1,000 – $9,999 1.90% $10,000 – $19,999Your amount 2.00% $20,000 – $49,999 2.10% $50,000 – $99,999 2.20% $100,000 – $249,999 2.30% $250,000 and up 2.50% Rate checked
More details - Pathways Financial Credit UnionMoney MarketMoney Market · $2,500 min · 1.90%–2.40% by balance
Credit union · 7 branches
2.00%APY$200 a year on $10,000Requirements
Product: Rates on variable rate accounts could change after account opening. Open account and earn dividends with initial deposit of $2,500.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.90% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.20% $100,000 – $250,000 2.30% $250,000 and up 2.40% Rate checked
More details - The Union Bank CompanyUnion Rewards High InterestSavings · $50 min · 0.35%–2.00% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Minimum opening deposit $50. Qualifications apply for higher rates. Rates current as of 11/09/2024.
Offer: Qualifications met. Balance up to $10,000.
1.98% interest rate · Effective Nov 9, 2024
Rate by balance
Rate by balance for Union Rewards High Interest Balance APY Up to $10,000Your amount 2.00% $10,000 – $20,000APY stated as 2.00% to 1.50%. 1.01%* Over $20,000APY stated as 1.50% to 0.37%. 0.35%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - KEMBA Financial Credit UnionMoney MarketMoney Market · $1,000 min · 1.95%–2.55% by balance
Credit union · 12 branches
1.95%APY$195 a year on $10,000with conditionsRequirements
Product: Variable rate account. Rates may change after opening. Tiered variable rates apply when maintaining the required average daily balance for each interest rate. Tier one rates apply to balances less than $1,000. Monthly fee of $10 is waived with an average daily balance of $1,000 or more.
Offer: KEMBA Advantage APY. Requires meeting KEMBA Advantage status requirements: active checking with at least 15 qualifying transactions/month, direct deposit of full payroll/Social Security/pension ($1,000+/month min), and eStatements. $10 monthly fee waived with average daily balance of $1,000 or more.
Qualified rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.95% $10,000 – $25,000Your amount 1.95% $25,000 – $50,000 2.10% $50,000 – $100,000 2.10% $100,000 – $250,000 2.55% $250,000 and up 2.55% Rate checked
More details - 1.95%APY$195 a year on $10,000
Requirements
Product: Money Market Special for Consumer accounts only. Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Dividends earned daily and paid monthly. No fees or early withdrawal penalties.
Offer: Money market dividends are earned daily and paid monthly. No fees or early withdrawal penalties.
1.93% interest rate · No monthly fee · Effective Nov 3, 2025
Rate checked
More details - State Highway Patrol Federal Credit UnionBlue Max SavingsSavings · $2,500 min · 1.82%–2.07% by balance
Credit union · 2 branches
1.82%APY$182 a year on $10,000Requirements
Product: Exclusive benefit only for members of SHPFCU. Tiered account. Minimum deposit of $2,500 to open.
Offer: Tier 1 ($2,500 to $9,999). Minimum balance to earn APY is $2,500. The rate may change after account is open.
1.80% interest rate
Rate by balance
Rate by balance for Blue Max Savings Balance APY $2,500 – $9,999 1.82% $10,000 – $24,999Your amount 1.82% $25,000 – $49,999 1.92% $50,000 – $99,999 2.02% $100,000 and up 2.07% Rate checked
More details - BMI Federal Credit UnionPlus Money MarketPlus Money Market · $2,500 min · 1.60%–2.10% by balance
Credit union · 5 branches
1.80%APY$180 a year on $10,000Requirements
Product: Open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Must purchase and maintain 1 share ($5.00 par value) in Regular Share Savings. Once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account.
Offer: Tier 1. Dividends compounded and credited monthly.
1.59% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Plus Money Market Balance APY $2,500 – $10,000 1.60% $10,000 – $25,000Your amountTier 2. 1.80% $25,000 and upTier 3. 2.10% Rate checked
More details - Homeland Credit UnionCapital Reserve Acct.Savings · $1,000 min · 1.67%–2.29% by balance
Credit union · 1 branch
1.67%APY$167 a year on $10,000intro rateRequirements
Product: Requires a minimum balance of $1,000 and permits up to six withdrawals per month. Variable rate account; rates may change after opening.
Promotional rate
Rate by balance
Rate by balance for Capital Reserve Acct. Balance APY $1,000 – $25,000Your amount 1.67% $25,000 – $50,000 1.78% $50,000 – $100,000 1.88% $100,000 and up 2.29% Rate checked
More details - The Community BankCommunity Market SavingsSavings · $100 min · 1.00%–2.40% by balance
Bank · 2 branches
1.64%APY$164 a year on $10,000Requirements
Product: $10 monthly fee waived by maintaining $1,000 daily minimum balance. 3 free withdrawals per month ($10 each thereafter). $30 fee if closed within first 60 days.
$10 monthly fee
Rate by balance
Rate by balance for Community Market Savings Balance APY Up to $4,999 1.00% $5,000 – $24,999Your amount 1.64% $25,000 – $74,999 1.80% $75,000 – $99,999 2.15% $100,000 and up 2.40% Rate checked
More details - The Community BankCommunity Market Savings AccountCommunity Market Savings Account · $100 min · 1.00%–2.40% by balance
Bank · 2 branches
1.64%APY$164 a year on $10,000Requirements
Product: Avoid the $10 fee by maintaining the daily minimum balance of $1,000. $100 minimum deposit to open.
Offer: Avoid the $10 fee by maintaining the daily minimum balance of $1,000.
$10 monthly fee
Rate by balance
Rate by balance for Community Market Savings Account Balance APY Up to $4,999 1.00% $5,000 – $24,999Your amount 1.64% $25,000 – $74,999 1.80% $75,000 – $99,999 2.15% $100,000 and up 2.40% Rate checked
More details - KEMBA Financial Credit UnionMoney MarketMoney Market · $1,000 min · 1.45%–2.05% by balance
Credit union · 12 branches
1.45%APY$145 a year on $10,000with conditionsRequirements
Product: Variable rate account. Rates may change after opening. Tiered variable rates apply when maintaining the required average daily balance for each interest rate. Tier one rates apply to balances less than $1,000. Monthly fee of $10 is waived with an average daily balance of $1,000 or more.
Offer: Everyday APY. $10 monthly fee waived with average daily balance of $1,000 or more.
Qualified rate · $10 monthly fee · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.45% $25,000 – $50,000 1.60% $50,000 – $100,000 1.60% $100,000 – $250,000 2.05% $250,000 and up 2.05% Rate checked
More details - Education First Credit UnionMoney MarketMoney Market · $1,000 min · 1.20%–1.75% by balance
Credit union · 3 branches
1.40%APY$140 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on calendar month. Daily balance method. Account transfer and withdrawal limitations apply. Minimum balance to earn stated APY is $1,000.00.
1.19% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 1.20% $10,000 – $24,999Your amount 1.40% $25,000 and up 1.75% Rate checked
More details - Ohio Healthcare FCUMoney MarketMoney Market · $1,000 min · 1.40%–2.05% by balance
Credit union · 3 branches
1.40%APY$140 a year on $10,0001.39% interest rate · No monthly fee · Effective Oct 15, 2023
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $20,000Your amount 1.40% $20,001 – $75,000 1.45% $75,001 and up 2.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Columbus, OH metro
155 accounts at 54 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Columbus, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Homeland Credit UnionCredit union · 1 branch
- BMI Federal Credit UnionCredit union · 5 branches
- Atomic Credit UnionCredit union · 3 branches