Credit union · NCUA insured
Homeland Credit Union Savings Rates
Top CarrotHomeland Credit Union’s best savings rate is 1.67% APY on $10,000, with its Capital Reserve Acct.. Rates checked October 16, 2026.
How Homeland Credit Union’s savings rates compare
Compared with banks and credit unions near Chillicothe, OH, where Homeland Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Homeland Credit Union
1.67%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $167
Capital Reserve Acct.
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Buckeye State Bank
3.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $300
Homeland Credit Union savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0001.67%
- $10,000 balance$10,0001.67%
- $100,000 balance$100,0002.29%
- QualifiedQualified1.67%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Homeland Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Capital Reserve Acct.
1.67%APY
Requires a minimum balance of $1,000 and permits up to six withdrawals per month. Variable rate account; rates may change after opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $25,000 | 1.67% | $167 |
| $25,000 – $50,000 | 1.78% | — |
| $50,000 – $100,000 | 1.88% | — |
| $100,000 and up | 2.29% | — |
Sources (1)
- homelandcu.com/personal/savings-accounts · captured Sep 18, 2026
Regular Savings
0.10%APY
Variable rate account; rates may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance $5.00.$5 and up | 0.10% | $10 | Minimum balance $5.00. |
Sources (1)
- homelandcu.com/personal/savings-accounts · captured Sep 18, 2026
Special-purpose accounts
Mighty Saver Account
0.10%APY
Available to members ages 0 through 18. No minimum balance and no withdrawal penalty. Free online access and monthly dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Earns premium APY on the first $1,000. | 4.07% | — | Earns premium APY on the first $1,000. |
| $1,000 and upBalances in excess of $1,000 earn the primary savings APY. | 0.10% | $10 | Balances in excess of $1,000 earn the primary savings APY. |
Sources (2)
All captured Sep 18, 2026
IRA Shares
1.10%APY
Traditional and Roth IRA share account options. Variable rate account; rates may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance.Any balance | 1.10% | $110 | No minimum balance. |
Sources (2)
All captured Sep 18, 2026
Christmas Club
0.10%APY
Variable rate account; rates may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance.Any balance | 0.10% | $10 | No minimum balance. |
Sources (1)
- homelandcu.com/personal/savings-accounts · captured Sep 18, 2026
Who can join Homeland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.