Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Cleveland, OH metro
- 2.02%APY$202 a year on $10,000
Requirements
Offer: Balances under $50,000 ($0 – $49,999).
2.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Uplift Savings Balance APY Up to $49,999Your amount 2.02% $50,000 – $99,999 2.53% $100,000 and up 0.20% Rate checked
More details - Pathways Financial Credit UnionMoney MarketMoney Market · $2,500 min · 1.90%–2.40% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Rates on variable rate accounts could change after account opening. Open account and earn dividends with initial deposit of $2,500.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.90% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.10% $50,000 – $100,000 2.20% $100,000 – $250,000 2.30% $250,000 and up 2.40% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Commstar Credit UnionStar Money MarketStar Money Market · $2,500 min · 1.95%–2.30% by balance
Credit union · 2 branches
1.95%APY$195 a year on $10,000Requirements
Offer: Tier 1
Effective Oct 5, 2026
Rate by balance
Rate by balance for Star Money Market Balance APY $2,500 – $25,000Your amount 1.95% $25,000 – $50,000Tier 2 2.00% $50,000 – $100,000Tier 3 2.15% $100,000 – $250,000Tier 4 2.25% $250,000 – $500,000Tier 5 2.30% $500,000 and upTier 6 2.30% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Establishes credit union membership and part ownership. Dividends earned based on average daily balance.
Offer: Requires an Average Daily Balance of $150.00 to earn dividends.
1.49% interest rate · Effective May 27, 2026
Rate checked
More details - 1.20%APY$120 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $100,000Your amount 1.20% $100,000 – $250,000 1.40% $250,000 – $3,000,000 1.40% $3,000,000 – $5,000,000 1.40% $5,000,000 – $100,000,000 0.30% Rate checked
More details - Lakeview Federal Credit UnionMoney ManagementSavings · $2,500 min · 1.10%–1.95% by balance
Credit union · 3 branches
1.10%APY$110 a year on $10,000Requirements
Product: Tiered savings account. Dividends paid monthly. Minimum daily balance of $50.00 required to obtain the disclosed APY. APY accurate as of last dividend declaration date, August 1, 2026.
Offer: Dividends paid monthly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Management Balance APY $2,500 – $25,000Your amount 1.10% $25,000 – $75,000 1.60% $75,000 and up 1.95% Rate checked
More details - Credit Union of OhioRegular Money MarketRegular Money Market · $2,500 min · 0.02%–1.35% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,0000.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 1.05% $25,000 – $75,000 1.30% $75,000 – $100,000 1.30% $100,000 and up 1.35% Rate checked
More details - Community First Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 1.01%–1.51% by balance
Credit union · 2 branches
1.01%APY$101 a year on $10,000Requirements
Product: $2,500 minimum balance to avoid fee.
Offer: $2,500 minimum balance to avoid fee.
1.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $24,999Your amount 1.01% $25,000 – $74,999 1.46% $75,000 and up 1.51% Rate checked
More details - Medina County Federal Credit UnionVariable Money MarketVariable Money Market · $1,500 min · 0.75%–2.25% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Variable Money Market Balance APY $1,500 – $9,999 0.75% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.25% $50,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: If qualifications are met; applies to balances up to $40,000.
Effective Oct 5, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Century Federal Credit UnionMoney Market InnovatorMoney Market Innovator · $100 min
Credit union · 8 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: Opening minimum $100. Earn 5% promotional rate for the lowest tier for 90 days.
Offer: Standard rate on balances of $100 to $19,999.
Promotional rate · 0.75% interest rate · Balance cap $19,999 · Effective Sep 22, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
0.55% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cleveland, OH metro
152 accounts at 64 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches