Credit union · NCUA insured
Community First Credit Union Savings Rates
Community First Credit Union’s best savings rate is 1.01% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Community First Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, OH, where Community First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community First Credit Union
1.01%APY
- Minimum
- —
- Earns on $10,000 a year
- $101
Money Market Savings
Top rate
Century Federal Credit Union
5.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $500
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Community First Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community First Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.01%APY
$2,500 minimum balance to avoid fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $24,999$2,500 minimum balance to avoid fee. | 1.01% | $101 | $2,500 minimum balance to avoid fee. |
| $25,000 – $74,999$2,500 minimum balance to avoid fee. | 1.46% | — | $2,500 minimum balance to avoid fee. |
| $75,000 and up$2,500 minimum balance to avoid fee. | 1.51% | — | $2,500 minimum balance to avoid fee. |
Sources (1)
- cfcua.com/rates · captured Oct 6, 2026
Regular Share Savings
0.10%APY
Single Account is held by one member only; Joint Account held jointly by one member and any other person.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum to earn interest$50 and up | 0.10% | $10 | $50 minimum to earn interest |
Special Savings Account
0.10%APY
Must be open for a minimum of 60 days to avoid the Early Account Closure Fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
IRA Money Market Account
0.75%APY
$250 minimum opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$250 minimum opening deposit.Any balance | 0.75% | $75 | $250 minimum opening deposit. |
Sources (1)
- cfcua.com/rates · captured Oct 6, 2026
Christmas Club Account
0.10%APY
During the first week of October, the balance is transferred to Checking, MMA, or Share Savings Account. Automatically renews each year until canceled. Early withdrawal before October charges a $5.00 fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Vacation Club Account
0.10%APY
Funds become available in early June. No withdrawals are permitted until funds are released in early June; early account closure fee may apply if withdrawn prior. Automatically renews each year until canceled.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Community First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to any person who lives, works, attends school, or worships in Ashtabula County, Ohio.
Family and household
- All immediate family of current members are eligible to join regardless of residency.
Cost to join
- There are no fees to join.
- A $5.00 deposit into a new share savings account is required for the purchase of one share to open an account.
Membership information collected October 5, 2026.