Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Chicago, IL-IN metro
- 2.50%APY$250 a year on $10,000
Requirements
Product: Rate and APY are variable and may change after the account is opened. Fees may reduce earnings on the account.
Offer: The APY is based upon the interest rate and balance of $2,000.00.
2.47% interest rate
Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Variable tiered interest rates based on account balance; APY is paid on entire balance in accounts. No account maintenance fee when maintaining a daily balance of $10,000 or average daily balance of $25,000 at any time during the statement cycle.
Offer: APY is paid on entire balance in accounts. Maintenance fee waived with $10,000 daily balance or $25,000 average daily balance.
Effective Aug 13, 2026
Rate by balance
Rate by balance for Max Rate Savings Balance APY Up to $100,000Your amount 2.50% $100,000 and up 3.50% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked/paired to free KB High Yield Checking or KB Cash Back Checking with automatic transfers of earnings. To qualify for the higher rate tier during each Monthly Qualification Cycle: at least 12 debit card purchases, at least 1 direct deposit or ACH Payment or ACH Credit transaction, and enroll in and agree to receive E-Statements. Limit of one KB High Yield Checking/Cash Back Checking account and one KB High Yield Saver account per Social Security number as primary owner.
Offer: When qualifications in linked KB High Yield Checking or KB Cash Back Checking are met during a Monthly Qualification Cycle (at least 12 debit card purchases, at least 1 direct deposit or ACH Payment/Credit transaction, enrolled in E-Statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Members Advantage Credit UnionAdvantage SavingsAdvantage Savings · $5,000 min · 2.41%–2.46% by balance
Credit union · 1 branch
2.43%APY$243 a year on $10,000Requirements
Product: For the Regular savings, Advantage "Money Market" savings, & I.R.A. Savings accounts, dividends are compounded every month and paid quarterly based on the average daily computation method.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details - Members Advantage Credit UnionAdvantage SavingsSavings · $5,000 min · 2.41%–2.46% by balance
Credit union · 1 branch
2.43%APY$243 a year on $10,000Requirements
Product: Fixed-rate premium savings account for MACU members. Unlimited deposits and up to three withdrawals or transfers per month. Dividends paid monthly. Direct deposit available.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $5,000 – $9,999 2.41% $10,000 – $24,999Your amount 2.43% $25,000 – $49,999 2.46% $50,000 and up 2.46% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Must deposit $1,000 to open. A $15 monthly service fee applies if balance falls below $2,500. Minimum daily balance of $0.01 to earn interest. Minimum withdrawal or transfer amount is $500. Variable rate.
Offer: Daily balance of $0.01 to $24,999.99. $15 monthly fee if balance falls below $2,500. Minimum withdrawal/transfer is $500.
2.33% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Limited withdrawals and minimum monthly deposits of $10 are required with this account. Fees may reduce earnings on accounts. Interest will be forfeited if account is closed before accrued interest is posted.
Offer: Minimum balance to earn interest is $100.
0.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Goal Saver Balance APY Up to $100 0.00% $100 – $1,000 1.75% $1,000 – $2,500 2.00% $2,500 – $5,000 2.15% $5,000 – $10,000 2.20% $10,000 – $25,000Your amount 2.25% $25,000 – $100,000 2.40% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - 2.20%APY$220 a year on $10,000
No monthly fee
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $50,000Your amount 2.20% $50,000 and up 2.70% Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
Offer: Variable rate. Member must maintain $5 par value. $5 monthly below-balance fee waived with a daily balance of $500 or more.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Secure Bank & TrustMonsters SavingsSavings · $250 min · 1.01%–2.04% by balance
Bank · 6 branches
2.04%APY$204 a year on $10,000Requirements
Product: Interest compounded quarterly.
Offer: Compounded quarterly.
2.02% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Monsters Savings Balance APY Up to $1,000,000Your amount 2.04% Over $1,000,000 1.01% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 4 branches
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Dividends are paid quarterly on a minimum balance of $100.00, calculated using date of deposit to date of withdrawal. Minimum opening deposit is $5.00 (at least one share). Field of membership requirements apply.
Offer: Dividends paid quarterly on a minimum balance of $100.00; calculated from date of deposit to date of withdrawal. Board declared 2.00% APR / 2.02% APY on all eligible share accounts.
2.00% interest rate
Rate checked
More details - Schaumburg Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 6 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Variable rate. Digital access. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Variable rate. Offer subject to change at any time.
Promotional rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches