Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Chicago, IL-IN metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: All savings accounts are privately insured up to $250,000 by American Share Insurance. Dividend rates and terms subject to change without notice.
Offer: Dividend rate stated as 'as high as 0.05%'. Annual percentage rate and terms subject to change without notice.
0.05% interest rate
Rate checked
More details - For Members Only Federal Credit UnionSavings AccountSavings · $50 min · 0.02%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Available to Alpha Kappa Alpha members, families, AKA Corporate Office staff, FMO employees, and affiliate organizations. Minimum opening deposit is $50, with $25 allocated to one required credit union share. Dividends are paid quarterly and compounded daily on average daily balance calculation. An average daily balance of at least $50 is required to earn dividends.
Offer: Essential status; dividends paid quarterly, compounding daily based on average daily balance calculation.
0.02% interest rate · Compounded daily · Effective Oct 12, 2024
Rate by balance
Rate by balance for Savings Account Balance APY Up to $500 0.02% $500 – $999Premier status; Note: table states upper bound of $999.00 while descriptive text notes $999.99. 0.03% $1,000 and upYour amountElite status; 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earns the same dividend as regular savings account. Used for vacation, home improvements, weddings, property taxes, insurance, or other special expenses.
0.05% interest rate · Effective Apr 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: With a $5 opening deposit, you become a member and gain access to all products and services. Below minimum balance fee of $10 applies if combined savings or loan balances are below $100 (new members have 90 days to attain the threshold).
Offer: Dividends are compounded and paid monthly.
0.05% interest rate · Effective Apr 15, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 115 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - Advance Financial Federal Credit UnionMoney Market AccountMoney Market Account · $5 min · 0.00%–0.15% by balance
Credit union · 2 branches
0.04%APY$4 a year on $10,000Requirements
Product: Rates are subject to change without notice. Fees may reduce earnings.
Offer: Rates are subject to change without notice. Fees may reduce earnings.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $2,000 0.03% $2,000 – $20,000Your amount 0.04% $20,000 – $75,000 0.05% $75,000 – $150,000 0.10% $150,000 and up 0.15% Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Northern Illinois Federal Credit UnionRegular Share (Savings)Savings · $25 min
Credit union · 1 branch
0.04%APY$4 a year on $10,000Requirements
Product: Opening a share account establishes membership/ownership in the credit union. Minimum $25 deposit/balance required as a condition of membership. Rates adjusted and paid quarterly on the average daily balance.
Offer: Minimum $25 balance required for share savings accounts. Dividends compounded and credited quarterly on average daily balance.
Effective Jul 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Available in Passbook or Statement Accounts. Variable rate account; fees could reduce earnings.
Offer: Accurate as of 07/29/22. Open to Chicagoland area Veterans and current Military members for special offer; daily minimum balance of $100 is required to earn interest. Variable rate account.
Effective Jul 29, 2022
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONGold Money MarketGold Money Market · $2,500 min
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Variable rate account. Rates may change without notice. Monthly fee if account falls below required monthly balance. Free 1st check order upon opening Preferred NOW Checking or Money Market Accounts. Fees may reduce APY.
Offer: Monthly fee if account falls below required monthly balance. Fees may reduce APY.
0.03% interest rate · Effective Oct 20, 2026
Rate checked
More details - Heartland Bank and Trust CompanySimply SavingsSavings · $50 min · 0.03%–0.50% by balance
Bank · 21 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum to open the account is only $50 for 18 and over. Under 18 can open an account for $25. Average quarterly balance of $200 required to avoid $3 charge (waived for under 18). Interest compounded and credited quarterly based on daily balance. $1.75 charge per withdrawal over 9 per quarter (waived if $500 minimum quarterly balance or under 18).
Offer: Level 4 tier for daily balance of less than $25,000.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Simply Savings Balance APY Up to $25,000Your amount 0.03% $25,000 – $100,000 0.15% $100,000 – $250,000 0.35% $250,000 and up 0.50% Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONStatement SavingsSavings · $100 min · 0.01%–0.05% by balance
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Offer: Same as Passbook Savings Account; Under $1,000
0.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Any balance 0.01% $1,000 and upYour amountSame as Passbook Savings Account 0.03% $20,000 and upSame as Passbook Savings Account 0.05% Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONPassbook SavingsSavings · $100 min · 0.01%–0.05% by balance
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Offer: Under $1,000
0.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Any balance 0.01% $1,000 and upYour amount 0.03% $20,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
0.03% interest rate · No monthly fee · Effective Feb 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 160 banks and credit unions · checked Oct 22–23
- Typical
- 0.21%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- CIBC Bank USABank · 5 branches
- New Century Federal Credit UnionCredit union · 2 branches