Credit union · NCUA insured
Advance Financial Federal Credit Union Savings Rates
Advance Financial Federal Credit Union’s best savings rate is 0.04% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Advance Financial Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Advance Financial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Advance Financial Federal Credit Union
0.04%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $4
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Advance Financial Federal Credit Union savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.04%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Advance Financial Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.04%APY
Rates are subject to change without notice. Fees may reduce earnings.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $500Rates are subject to change without notice. Fees may reduce earnings. · $5 to open | 0.00% | $5 | — | Rates are subject to change without notice. Fees may reduce earnings. |
| $500 – $2,000Rates are subject to change without notice. Fees may reduce earnings. · $500 to open | 0.03% | $500 | — | Rates are subject to change without notice. Fees may reduce earnings. |
| $2,000 – $20,000Rates are subject to change without notice. Fees may reduce earnings. · $2,000 to open | 0.04% | $2,000 | $4 | Rates are subject to change without notice. Fees may reduce earnings. |
| $20,000 – $75,000Rates are subject to change without notice. Fees may reduce earnings. · $20,000 to open | 0.05% | $20,000 | — | Rates are subject to change without notice. Fees may reduce earnings. |
| $75,000 – $150,000Rates are subject to change without notice. Fees may reduce earnings. · $75,000 to open | 0.10% | $75,000 | — | Rates are subject to change without notice. Fees may reduce earnings. |
| $150,000 and upRates are subject to change without notice. Fees may reduce earnings. · $150,000 to open | 0.15% | $150,000 | — | Rates are subject to change without notice. Fees may reduce earnings. |
Sources (1)
- advancefcu.org/learn/rates/savings-rates- · captured Oct 5, 2026
Regular Share
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.03% | $3 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Back-2-School Club
0.03%APY
Full balance is automatically transferred in early August to either a savings or checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFull balance is automatically transferred in early August to either a savings or checking account.Any balance | 0.03% | $3 | Full balance is automatically transferred in early August to either a savings or checking account. |
Sources (2)
All captured Oct 5, 2026
Holiday Club
0.03%APY
Full balance is automatically transferred in October to either a savings or checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFull balance is automatically transferred in October to either a savings or checking account.Any balance | 0.03% | $3 | Full balance is automatically transferred in October to either a savings or checking account. |
Sources (2)
All captured Oct 5, 2026
IRA Share
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.03% | $3 |
Sources (1)
- advancefcu.org/learn/rates/savings-rates- · captured Oct 5, 2026
Who can join Advance Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, volunteers or is educated in Lake or Porter Counties in Indiana.
Family and household
- Open to families of members wherever they live, including spouses, children, siblings, parents, grandparents, grandchildren, aunts, uncles, nieces, and nephews.
Membership information collected October 5, 2026.