Credit union · NCUA insured
For Members Only Federal Credit Union Savings Rates
For Members Only Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How For Members Only Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where For Members Only Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
For Members Only Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $5
Savings Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
For Members Only Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where For Members Only Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
0.05%APY
Available to Alpha Kappa Alpha members, families, AKA Corporate Office staff, FMO employees, and affiliate organizations. Minimum opening deposit is $50, with $25 allocated to one required credit union share. Dividends are paid quarterly and compounded daily on average daily balance calculation. An average daily balance of at least $50 is required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Essential status; dividends paid quarterly, compounding daily based on average daily balance calculation. | 0.02% | — | Essential status; dividends paid quarterly, compounding daily based on average daily balance calculation. |
| $500 – $999Premier status; dividends paid quarterly, compounding daily based on average daily balance calculation. Note: table states upper bound of $999.00 while descriptive text notes $999.99. | 0.03% | — | Premier status; dividends paid quarterly, compounding daily based on average daily balance calculation. Note: table states upper bound of $999.00 while descriptive text notes $999.99. |
| $1,000 and upElite status; dividends paid quarterly, compounding daily based on average daily balance calculation. | 0.05% | $5 | Elite status; dividends paid quarterly, compounding daily based on average daily balance calculation. |
Sources (2)
All captured Sep 17, 2026
Who can join For Members Only Federal Credit Union
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