Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Chicago, IL-IN metro
- New Century Federal Credit UnionShare Savings (Regular Shares)Savings · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership as the prime share. Dividends based on average daily balance, compounded and paid quarterly. Must maintain the account minimum average daily balance to obtain the disclosed APY. Yields declared quarterly by the Board of Directors.
Offer: APY for $25 and above; paid on average daily balance. Rates subject to change.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings for vacation, taxes, home improvements, weddings and more. Secondary accounts do not require a minimum balance to be kept. Earns the same dividend rate as regular shares, paid quarterly. Rate schedule still states APY at $25 and above.
Offer: APY for $25 and above on the deposit-rate table; paid on average daily balance.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Listed on the official share-savings APY schedule. Must maintain the minimum average daily balance to obtain the disclosed APY. Yields declared quarterly.
Offer: APY for $25 and above; paid on average daily balance.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum deposit opens account and establishes membership. $10 monthly maintenance fee waived if balance remains at $100+ or with an open qualifying product (such as premier money market, CD, IRA, credit card, or any type of loan).
Offer: Must maintain a minimum average daily balance of $100 to earn interest. Compounded monthly; paid monthly. $10 monthly fee waived if balance remains at $100+ or with qualifying product.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be paired/linked with a qualifying checking account (Cashback Rewards Checking, High Interest Checking, or Mortgage Advantage Checking). Limit of 1 account per primary SSN. Not for commercial purposes.
Offer: Base rate paid on all balances if monthly checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - National Police FCUShare SavingsSavings · $100 min · 0.03%–0.09% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum initial share deposit of $10 to open and become a member. Dividends paid quarterly (posted March 31st, June 30th, September 30th, and December 31st).
0.03% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $3,000 0.03% $3,000 – $25,000Your amount 0.05% $25,000 and up 0.09% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Required savings account for all members. Minimum balance of $5.00 required to keep account open.
Offer: Valid through 10/31/2026. $5.00 minimum balance required to keep account open.
Promotional rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate established monthly/compounded quarterly. $5 monthly fee if balance falls below $100, fee waived for ages 18 & under and 65 & older.
Offer: Minimum daily balance to obtain APY is $5.00. $100 minimum balance required to avoid $5 monthly fee (waived for ages 18 & under, 65 & older).
0.05% interest rate · Compounded quarterly · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents credit union membership and personal ownership. No monthly maintenance fee when maintaining a $400 balance or having at least one other Notre Dame FCU loan or deposit account.
Offer: Minimum balance to earn APY is $400. Open account with a $5 deposit. No monthly maintenance fee with a $400 balance or at least one other Notre Dame FCU loan or deposit account.
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked/paired to free KB High Yield Checking or KB Cash Back Checking with automatic transfers of earnings. To qualify for the higher rate tier during each Monthly Qualification Cycle: at least 12 debit card purchases, at least 1 direct deposit or ACH Payment or ACH Credit transaction, and enroll in and agree to receive E-Statements. Limit of one KB High Yield Checking/Cash Back Checking account and one KB High Yield Saver account per Social Security number as primary owner.
Offer: Base rate applied to entire daily balance if qualifications are not met in linked KB High Yield Checking or KB Cash Back Checking.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee with a daily balance of $300, otherwise $3 monthly fee. $2 fee for more than 3 teller withdrawals monthly. Limited to 6 transfers per calendar month.
Offer: Monthly fee of $3 waived with a daily balance of $300.
0.05% interest rate · $3 monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Thirty dollars is all it takes to open a share account at the Credit Union. Dividends are computed on a daily balance and paid quarterly for those days in which the minimum balance is in your account. Dividend rates may change after the account is opened.
Offer: You will earn dividends on any balance $300.00 and over. Dividends are payable quarterly.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum balance of $5.00 ($5.00 par value of 1 share required for membership). Balances under $500.00 receive no dividends. Inactive share account fee of $5.00/month assessed after 6 months. Dividends compounded daily and credited monthly.
Offer: Minimum balance to earn APY is $500.00. Minimum deposit of $5.00 stated in rate schedule; $10.00 minimum opening deposit stated in TIS disclosure. Dividends compounded daily, credited monthly.
Compounded daily · Effective Jun 1, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 160 banks and credit unions · checked Oct 22–23
- Typical
- 0.21%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- CIBC Bank USABank · 5 branches
- New Century Federal Credit UnionCredit union · 2 branches