Bank · FDIC insured
First State Bank of Porter Savings Rates
First State Bank of Porter’s best savings rate is 0.07% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How First State Bank of Porter’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where First State Bank of Porter has the most branches. $10,000, best rate first.
This bank’s best
First State Bank of Porter
0.07%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $7
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
First State Bank of Porter savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.07%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank of Porter ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Jump Start Savings
3.01%APY
Eligible to New Personal Everyday Savings Accounts opened. Limit one per customer. Minimum balance fees waived for first 6 months; after 6 months, drops to published APY for Everyday Savings account and a $3.00 monthly fee is assessed if balance falls below $300.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Introductory APY for first 6 months on balances up to $1,000; minimum balance fees waived for 6 months. Then drops to published APY for Everyday Savings.Up to $1,000 | 3.01% | — | Introductory APY for first 6 months on balances up to $1,000; minimum balance fees waived for 6 months. Then drops to published APY for Everyday Savings. |
Sources (1)
- porterstatebank.com/personal-savings-products · captured Sep 18, 2026
Money Market Account
0.07%APY
Available to consumer and business customers. Variable rate account subject to change weekly. Interest compounds monthly and is calculated using the daily balance method. $10.00 monthly maintenance fee if balance falls below $5,000.00 during the monthly statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Tier 1 ($24,999.99 and under). Monthly maintenance fee of $10.00 is waived if balance stays at or above $5,000.00 during the monthly statement cycle. | 0.07% | $7 | Tier 1 ($24,999.99 and under). Monthly maintenance fee of $10.00 is waived if balance stays at or above $5,000.00 during the monthly statement cycle. |
| $25,000 – $100,000Tier 2 ($25,000.00 - $99,999.99). Monthly maintenance fee of $10.00 is waived if balance stays at or above $5,000.00 during the monthly statement cycle. | 0.20% | — | Tier 2 ($25,000.00 - $99,999.99). Monthly maintenance fee of $10.00 is waived if balance stays at or above $5,000.00 during the monthly statement cycle. |
| $100,000 and upTier 3 ($100,000.00 and over). Monthly maintenance fee of $10.00 is waived if balance stays at or above $5,000.00 during the monthly statement cycle. | 0.50% | — | Tier 3 ($100,000.00 and over). Monthly maintenance fee of $10.00 is waived if balance stays at or above $5,000.00 during the monthly statement cycle. |
Sources (2)
All captured Sep 18, 2026
Elite Savings
0.07%APY
Must have active checking or Certificate of Deposit; otherwise converts to Everyday Savings. No monthly fee with a daily balance of $1,000, otherwise $3 monthly fee. $10 excess withdrawal fee if more than 6 transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Tier 1 rate. Monthly fee of $3 waived with a daily balance of $1,000. | 0.07% | $7 | Tier 1 rate. Monthly fee of $3 waived with a daily balance of $1,000. |
| $25,000 – $100,000Tier 2 rate. Monthly fee of $3 waived with a daily balance of $1,000. | 0.20% | — | Tier 2 rate. Monthly fee of $3 waived with a daily balance of $1,000. |
| $100,000 and upTier 3 rate. Monthly fee of $3 waived with a daily balance of $1,000. | 0.30% | — | Tier 3 rate. Monthly fee of $3 waived with a daily balance of $1,000. |
Sources (2)
All captured Sep 18, 2026
EZ Savings
0.05%APY
Must have Porter Bank Checking Account, Online or Mobile Banking, Debit Card, and enrolled in 'Keep the Change' program. No minimum daily balance requirements and no monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
Everyday Savings
0.05%APY
No monthly fee with a daily balance of $300, otherwise $3 monthly fee. $2 fee for more than 3 teller withdrawals monthly. Limited to 6 transfers per calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Monthly fee of $3 waived with a daily balance of $300.Over $0 | 0.05% | $5 | Monthly fee of $3 waived with a daily balance of $300. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Kids Level Up Savings Club
0.27%APY
Must be under the age of 18 and joint with a Guardian. No minimum balance requirements and no monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier 1 rate. | 0.07% | — | Tier 1 rate. |
| $500 – $1,000Tier 2 rate. | 0.17% | — | Tier 2 rate. |
| Over $1,000Tier 3 rate. | 0.27% | $27 | Tier 3 rate. |
Sources (2)
All captured Sep 18, 2026
Health Savings Acct
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (1)
- porterstatebank.com/savings-rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.