Credit union · NCUA insured
Great Horizons FCU Savings Rates
Great Horizons FCU’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 15, 2026.
How Great Horizons FCU’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Great Horizons FCU has the most branches. $10,000, best rate first.
This credit union’s best
Great Horizons FCU
0.05%APY
- Requires
- None
- Minimum
- $30
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Great Horizons FCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Horizons FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
Thirty dollars is all it takes to open a share account at the Credit Union. Dividends are computed on a daily balance and paid quarterly for those days in which the minimum balance is in your account. Dividend rates may change after the account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upYou will earn dividends on any balance $300.00 and over. Dividends are payable quarterly.$300 and up | 0.05% | $5 | You will earn dividends on any balance $300.00 and over. Dividends are payable quarterly. |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
0.15%APY
The minimum required deposit to open an IRA is only $500.00. We have many different IRA accounts to choose from, along with several investment options. Payroll deduction is also available. Dividends are computed on a daily balance and paid quarterly for those days in which the minimum balance is in your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum Balance to Obtain APY is $500.00.$500 and up | 0.15% | $15 | Minimum Balance to Obtain APY is $500.00. |
Christmas Club
0.05%APY
Start a Christmas Club anytime during the year, and receive your check the first week of October. Only five dollars is necessary to open this account. Payroll deduction adds up in a hurry. Dividends are computed on a daily balance and paid quarterly for those days in which the minimum balance is in your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum Balance to Obtain APY is $25.00.$25 and up | 0.05% | $5 | Minimum Balance to Obtain APY is $25.00. |
Kid's Club
0.05%APY
Designed for children 12 and under. We offer special contests and promotions throughout the year. Payroll deduction from a parent's account is available. Dividends are computed on a daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upYour child begins earning dividends with a balance of $100 or more.$100 and up | 0.05% | $5 | Your child begins earning dividends with a balance of $100 or more. |
Vacation Club
0.05%APY
Five dollars is all it takes to open a vacation club and begin saving. Your vacation money is available to you anytime you need to get away. Dividends are computed on a daily balance and paid quarterly for those days in which the minimum balance is in your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upDividends are paid with a balance of $300 or more.$300 and up | 0.05% | $5 | Dividends are paid with a balance of $300 or more. |
Who can join Great Horizons FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the credit union are eligible for membership.
- Persons retired as pensioners or annuitants from eligible employment are eligible for membership.
Military, government and schools
- Employees of the Fire Departments in Calumet City, IL; Hammond, IN; and Lansing, IL are eligible for membership.
- Employees of the City of Hammond, City of Whiting, Town of Griffith, Town of Munster, Village of Burnham, and Village of South Holland are eligible for membership.
- Employees of specified police departments in Burnham, Calumet City, Lansing, South Holland (IL), and Dyer, Griffith, Hammond, Highland, Munster, Schereville, and Whiting (IN) are eligible for membership.
Family and household
- Spouses of persons who died while in the field of membership of the credit union are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Other ways
- Organizations of qualifying individuals are eligible for membership.
Membership information collected October 5, 2026.