Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Chicago, IL-IN metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate account; interest rate may vary from time to time. Fees may reduce earnings. Earnings post quarterly. Passbook must be present to make a withdrawal.
Offer: Minimum amount to open and obtain APY is $100.
0.15% interest rate · Effective Sep 8, 2026
Rate checked
More details - North Shore Trust & SavingsMoney Market accountMoney Market account · $1,000 min · 0.10%–0.25% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered, variable rate account; interest rate may vary. If average daily balance is within a tier, entire balance earns correspondent APY. Balances below $1,000 earn Premium Personal Checking account APY. Earnings compounded and paid monthly.
Offer: Average daily balance within tier earns correspondent APY.
0.10% interest rate · Effective Sep 8, 2026
Rate by balance
Rate by balance for Money Market account Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. Avoid $3 quarterly service fee by maintaining a $300 minimum average balance; no monthly service fee for customers under 19 or over 62 years old. A $50 fee will be charged if closed within 90 days.
0.15% interest rate · Compounded daily
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance required. Rate may change after account is opened. Optional ATM card available with $260 daily withdrawal limit.
Offer: No minimum balance required. Rate may change after the account is opened. Fees could reduce earnings. Optional ATM card available for withdrawals (daily limit $260, cannot be used for purchases).
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $25 minimum deposit required in a share savings account to establish credit union membership. Dividends paid quarterly. Rate may change after account is opened.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. Dividends paid quarterly. The rate may change after the account is opened. Fees could reduce earnings.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.11%APY$11 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Gold Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit of $1,000. Monthly service charge of $7 waived with a minimum balance of $1,000.
Offer: Tier I 0 - $2,499.99. Minimum to open: $1,000; Minimum w/o fee: $1,000 ($7 monthly service charge). Compounded monthly, paid monthly.
0.05% interest rate · Compounded monthly · $7 monthly fee · Effective Oct 20, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal or business money market account. A minimum daily balance of $2,500 is required to avoid a $15 monthly service fee. Minimum balance to earn APY is $2,500. Compounded and paid monthly.
Offer: $15 monthly service fee if daily balance falls below $2,500. Interest compounded and paid monthly.
0.10% interest rate · $15 monthly fee · Effective Mar 6, 2025
Rate checked
More details - Republic Bank of ChicagoExecutive Money MarketExecutive Money Market · $2,500 min · 0.00%–0.10% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Product: Maintain a minimum $2,500 daily balance to earn APY and avoid $25 monthly maintenance fee.
0.00% interest rate · $25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Executive Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For new customers opening online, must be a resident of Illinois or Wisconsin, a U.S. citizen or resident alien, and have a U.S. physical address.
Offer: Monthly service fee of $3 is waived if a $200 minimum daily balance is maintained; no fee is assessed on the first statement cycle after opening. Interest is compounded and paid monthly based on the statement cycle using the daily balance method.
0.10% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees may reduce earnings on accounts. Interest will be forfeited if account is closed before accrued interest is posted.
Offer: Minimum balance to earn interest is $100.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - Parkway Bank & Trust CompanyPersonal Preferred Money MarketPersonal Preferred Money Market · $2,500 min · 0.10%–0.44% by balance
Bank · 23 branches
0.10%APY$10 a year on $10,000Requirements
Product: Avoid $15 monthly service fee by maintaining a $2,500 minimum average daily balance. $2,500 minimum deposit to open. Direct check writing with up to 6 pre-authorized/telephone/online transfers or checks per month ($15 fee per excess transaction).
Offer: PPMM Tier 1. Avoid $15 monthly service fee with $2,500 minimum average daily balance.
0.10% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Preferred Money Market Balance APY $2,500 – $15,000Your amount 0.10% $15,000 – $50,000PPMM Tier 2. 0.18% $50,000 – $100,000PPMM Tier 3. 0.20% $100,000 – $300,000PPMM Tier 4. 0.31% $300,000 – $1,000,000PPMM Tier 5. 0.32% $1,000,000 – $2,000,000PPMM Tier 6. 0.34% $2,000,000 and upPPMM Tier 7. 0.44% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid monthly. NCUA insured up to $250,000 with additional excess insurance up to $250,000.
Offer: Dividends paid monthly. Minimum deposit required for membership.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - First Secure Bank & TrustPersonal Money MarketPersonal Money Market · $2,501 min · 0.10%–0.20% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: $25.00 monthly service charge applies if balance falls below the $2,500 average daily balance requirement in the statement cycle. Limit of six debit transactions per statement cycle with a $25.00 fee for each excessive transaction.
Offer: Interest compounded and paid monthly. $25.00 monthly service charge waived if $2,500 average daily balance is maintained.
0.10% interest rate · $25 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,501 – $10,001Your amount 0.10% $10,001 – $25,001 0.15% $25,001 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 160 banks and credit unions · checked Oct 22–23
- Typical
- 0.21%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- CIBC Bank USABank · 5 branches
- New Century Federal Credit UnionCredit union · 2 branches