Bank · FDIC insured
North Shore Trust & Savings Savings Rates
North Shore Trust & Savings’s best savings rate is 0.15% APY on $10,000, with its Money Market account. Rates checked October 16, 2026.
How North Shore Trust & Savings’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where North Shore Trust & Savings has the most branches. $10,000, best rate first.
This bank’s best
North Shore Trust & Savings
0.15%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $15
Statement Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
North Shore Trust & Savings savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Shore Trust & Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market Account
Up to 1.01%APY
Tiered, variable rate account; interest rate may vary. If average daily balance is within a tier, entire balance earns correspondent APY. A maintenance fee of $25.00 is assessed if balance falls below $75,000 on any day of the statement cycle, and balances below $75,000 earn Premium Personal Checking account APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $75,000 – $100,000Average daily balance within tier earns correspondent APY. $25 monthly maintenance fee assessed if balance falls below $75,000 on any day of the statement cycle. | 0.50% | — | Average daily balance within tier earns correspondent APY. $25 monthly maintenance fee assessed if balance falls below $75,000 on any day of the statement cycle. |
| $100,000 – $150,000Average daily balance within tier earns correspondent APY. $25 monthly maintenance fee assessed if balance falls below $75,000 on any day of the statement cycle. | 0.75% | — | Average daily balance within tier earns correspondent APY. $25 monthly maintenance fee assessed if balance falls below $75,000 on any day of the statement cycle. |
| $150,000 and upAverage daily balance within tier earns correspondent APY. $25 monthly maintenance fee assessed if balance falls below $75,000 on any day of the statement cycle. | 1.01% | — | Average daily balance within tier earns correspondent APY. $25 monthly maintenance fee assessed if balance falls below $75,000 on any day of the statement cycle. |
Sources (2)
- northshoretrust.com/open-an-ac…nt/current-deposit-rates
- northshoretrust.com/open-an-account/saving-accounts-cds
All captured Sep 17, 2026
Money Market account
0.15%APY
Tiered, variable rate account; interest rate may vary. If average daily balance is within a tier, entire balance earns correspondent APY. Balances below $1,000 earn Premium Personal Checking account APY. Earnings compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Average daily balance within tier earns correspondent APY. | 0.10% | — | Average daily balance within tier earns correspondent APY. |
| $10,000 – $25,000Average daily balance within tier earns correspondent APY. | 0.15% | $15 | Average daily balance within tier earns correspondent APY. |
| $25,000 and upAverage daily balance within tier earns correspondent APY. | 0.25% | — | Average daily balance within tier earns correspondent APY. |
Sources (2)
- northshoretrust.com/open-an-ac…nt/current-deposit-rates
- northshoretrust.com/open-an-account/saving-accounts-cds
All captured Sep 17, 2026
Passbook Savings
0.15%APY
Variable-rate account; interest rate may vary from time to time. Fees may reduce earnings. Earnings post quarterly. Passbook must be present to make a withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum amount to open and obtain APY is $100.$100 and up | 0.15% | $15 | Minimum amount to open and obtain APY is $100. |
Sources (2)
- northshoretrust.com/open-an-ac…nt/current-deposit-rates
- northshoretrust.com/open-an-account/saving-accounts-cds
All captured Sep 17, 2026
Statement Savings
0.15%APY
Variable-rate account; interest rate may vary from time to time. Fees may reduce earnings. Earnings post monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum amount to open and obtain APY is $100.$100 and up | 0.15% | $15 | Minimum amount to open and obtain APY is $100. |
Sources (2)
- northshoretrust.com/open-an-ac…nt/current-deposit-rates
- northshoretrust.com/open-an-account/saving-accounts-cds
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.