Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Chicago, IL-IN metro
- United Trust BankPremium Money Market AccountPremium Money Market Account · $2,500 min · 0.10%–0.28% by balance
Bank · 1 branch
0.18%APY$18 a year on $10,000Requirements
Product: $20 monthly service fee if balance falls below $10,000 on any day in the month. Interest compounded and credited monthly. Limited to 6 withdrawals per statement cycle (only 3 made payable to third parties). Includes complimentary checks.
0.10% interest rate · $20 monthly fee · Effective Jan 6, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $20,000Your amount 0.18% $20,000 – $25,000 0.22% $25,000 and up 0.28% Rate checked
More details - Community Bank of ElmhurstMoney Market AccountMoney Market Account · $1 min · 0.10%–0.50% by balance
Bank · 2 branches
0.17%APY$17 a year on $10,000Requirements
Product: Applicable fees may reduce earnings. There may be restrictions on the number of withdrawals allowable per month. Interest paid monthly.
Offer: Interest paid monthly.
0.10% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,001 0.10% $1,001 – $10,001Your amount 0.17% $10,001 – $50,001 0.20% $50,001 and up 0.50% Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Platinum Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. No monthly service fee.
Offer: Minimum balance of $100 to earn dividends. Dividends paid and compounded annually. $10 fee for early withdrawals. Variable rate.
0.15% interest rate · Compounded annually · No monthly fee
Rate checked
More details - Chiphone Federal Credit UnionMoney MarketMoney Market · $500 min · 0.05%–1.26% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest-bearing account. Dividends compounded daily and credited monthly. Account transfer and withdrawal limitations apply (no more than 6 transfers/withdrawals per month under Reg D; $5.00 fee per transfer exceeding 6). Three checks can be written free per month ($1.00 per check after three). Membership requires purchasing and maintaining 1 share ($5.00 par value). Disclosures refer to account as Money Market Draft.
Compounded daily · Effective Jun 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and upYour amount 0.15% $30,000 and up 0.35% $80,000 and up 0.75% $100,000 and up 1.26% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: For individuals who want a traditional savings account. Minimum daily balance of $250.00 or minimum average daily balance of $1,000.00 to avoid $3.00 monthly maintenance fee.
Offer: Interest compounds and is paid quarterly. Monthly maintenance fee of $3.00 waived with $250.00 minimum daily balance or $1,000.00 minimum average daily balance.
0.15% interest rate · $3 monthly fee · Effective Jan 12, 2026
Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 21 branches
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open and maintain membership with $5. Up to 6 withdrawals monthly ($3 per additional withdrawal).
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are calculated daily, compounded and paid quarterly. Three free withdrawals per month, then $5.00 fee per additional withdrawal.
0.15% interest rate · No monthly fee · Effective Sep 30, 2023
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly maintenance fee is $0 or $15; waived with a $1,000 minimum daily balance.
Offer: Monthly maintenance fee waived with a $1,000 minimum daily balance.
0.15% interest rate · $15 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Picture ID, Social Security Card or ITIN No., proof of address (a utility bill), live or work in the Harvard area (call for eligibility). $35.00 minimum balance ($10.00 membership fee & $25.00 minimum balance).
0.15% interest rate
Rate checked
More details - St Gregory Parish Credit UnionShare AccountSavings · $25 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility is required. Dividend rates as of June 3, 2026; rates subject to change without notice.
Offer: Share balance $25.00–$2,499.99. Rate is dividend rate, not APY.
0.05% interest rate · Effective Jun 3, 2026
Rate by balance
Rate by balance for Share Account Balance APY Up to $2,500 0.05%* $2,500 – $5,000 0.09%* $5,000 – $10,000 0.13%* $10,000 and upYour amount 0.15%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate account; interest rate may vary from time to time. Fees may reduce earnings. Earnings post monthly.
Offer: Minimum amount to open and obtain APY is $100.
0.15% interest rate · Effective Sep 8, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate account; interest rate may vary from time to time. Fees may reduce earnings. Earnings post quarterly. Passbook must be present to make a withdrawal.
Offer: Minimum amount to open and obtain APY is $100.
0.15% interest rate · Effective Sep 8, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches