Credit union · NCUA insured
Finans FCU Savings Rates
Finans FCU’s best savings rate is 0.15% APY on $10,000, with its Regular Shares. Rates checked October 15, 2026.
How Finans FCU’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Finans FCU has the most branches. $10,000, best rate first.
This credit union’s best
Finans FCU
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Regular Shares
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Finans FCU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Finans FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.15%APY
Dividends are calculated daily, compounded and paid quarterly. Three free withdrawals per month, then $5.00 fee per additional withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Special-purpose accounts
Individual Retirement Account (I.R.A. - Traditional / Roth / Education)
0.60%APY
Available as IRA Share Accounts, Roth IRAs, and Education IRAs. Dividends are calculated daily and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.60% | $60 |
Christmas Club
0.15%APY
Withdrawals permitted from November through December. $5.00 early withdrawal fee for the first and second early withdrawal; account will be closed upon a third early withdrawal request.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Special Club
0.15%APY
Dividends are calculated daily and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Who can join Finans FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.