Credit union · NCUA insured
Finans FCU
A $9.1M credit union headquartered in Hammond, IN, with 1,253 members and 2 branches in Indiana. Best rates: savings 0.15% APY.
Finans FCU Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#89 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Finans FCU
FinAns Federal Credit Union is located in Hammond, Indiana.
- Headquarters
- 7017 Kennedy Ave, Hammond, IN 46323
- NCUA charter
- 1457
Branches
2 branches in Indiana
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Indiana
2 branches
Chicago area · 1
- FinAns Federal Credit UnionMain office7017 Kennedy Ave, Hammond, IN 46323Directions
Indianapolis area · 1
- Service Center8415 Allison Pointe Blvd, Indianapolis, IN 46250Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.63% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $30 | $59 | — |
- CapitalNet worth ratio11.63%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$30Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Finans FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.