Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Charlotte, NC-SC metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Blue Flame Credit UnionMoney Market SavingsMoney Market Savings · $500 min · 0.20%–1.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends are compounded and paid monthly. Some withdrawal limitations apply.
Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $10,000Your amount 0.20% $10,000 – $25,000 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $250,000 0.95% Over $250,000 1.20% Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · 7 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: With $500 minimum average daily balance; High-Yield Checking not required. Regular share APY paid on balances less than $500.
Qualified rate · 0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - Sharonview Federal Credit UnionJumbo Money Market AccountJumbo Money Market Account · $500 min · 0.05%–3.25% by balance
Credit union · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility required. $500 minimum deposit to open account. Fees could reduce earnings. APY may change after account opening.
Offer: Below $500 average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Any balance 0.05% $500 and upYour amount 0.15% $100,000 and up 2.75% $250,000 and up 3.25% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $1,000 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must be a Latino Community Credit Union member. $10 minimum initial deposit. $10 minimum balance required to avoid fee.
Offer: $2 monthly service fee if minimum balance of $10 is not maintained. Minimum deposit must be maintained to earn interest.
0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Automated daily transfer to save. No minimum balance requirement. Dividends posted monthly.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - Honeywell Philadelphia Division FCUShare SavingsSavings · 0.06%–0.18% by balance
Credit union · 1 branch
0.12%APY$12 a year on $10,000Requirements
Product: Primary savings account. Interest is computed daily from day of deposit to day of withdrawal; dividends are computed daily and compounded/posted monthly. A minimum balance of $50.00 is required to receive credit union services. Insured up to $250,000 by NCUA.
0.06% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $999 0.06% $1,000 – $19,999Your amount 0.12% $20,000 and up 0.18% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Validates membership in the Credit Union. Daily balance method used. Dividends compounded and credited quarterly (calendar).
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Daily Access Secured Savings account.
0.10% interest rate · Effective Feb 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account establishing credit union membership. No monthly maintenance fee; $3 single service fee applies only if balance falls below $100 unless age 23 or younger.
0.10% interest rate · No monthly fee · Effective Feb 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends accrue daily and are paid quarterly. Requires par value of one share ($5.00) to open. Monthly service fee of $5.00 is waived with a minimum daily balance of $5.00. Requires $0.01 minimum daily balance to earn stated APY. Includes 6 fee-free foreign ATM withdrawals per month. Required to open additional credit union products.
Offer: Requires a minimum daily balance of $0.01 to earn the stated APY. $5.00 monthly service fee waived with a minimum daily balance of $5.00. Dividends compounded and credited quarterly.
0.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Charlotte, NC-SC metro
131 accounts at 42 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.15%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Charlotte, NC-SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 13 branches
- Allegacy FinancialCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 2 branches