Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Cedar Rapids, IA metro
- BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Metco Credit UnionMega Saver Money MarketMega Saver Money Market · $2,500 min · 0.80%–2.07% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,0000.80% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Mega Saver Money Market Balance APY $2,500 – $7,500 0.80% $7,500 – $15,000Your amount 0.80% $15,000 – $50,000 1.26% $50,000 and up 2.07% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: $5,000 minimum balance requirement; $5 monthly service fee if balance is less than $5,000; pays dividends monthly; checks ordered at member cost.
Offer: $5 monthly service fee if balance is less than $5,000.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.80% $25,000 – $75,000 1.25% $75,000 – $250,000 1.85% $250,000 and up 2.10% Rate checked
More details - Collins Community Credit UnionSignature Money MarketSignature Money Market · $1,000 min
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Requires $1,000.00 initial minimum new money deposit to open. Must meet membership eligibility requirements. Subject to early closure fee and monthly minimum balance fee.
Offer: Base dividend rate paid without active checking account or if monthly activity requirements are not met. Dividends compounded and paid quarterly.
0.75% interest rate · Effective Feb 1, 2024
Rate checked
More details - Collins Community Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.01%–2.35% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Must meet membership eligibility requirements. Minimum balance fee assessed if balance is below $1,000.00.
Offer: $1,000.00 minimum balance required to earn APY; minimum balance fee assessed if balance is below $1,000.00.
0.01% interest rate
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.05% $10,000 – $50,000Your amountRequires $1,000.00 minimum balance to earn APY; 0.75% $50,000 – $100,000Requires $1,000.00 minimum balance to earn APY; 1.35% $100,000 – $250,000Requires $1,000.00 minimum balance to earn APY; 1.65% $250,000 – $500,000Requires $1,000.00 minimum balance to earn APY; 1.94% $500,000 – $1,000,000Requires $1,000.00 minimum balance to earn APY; 2.15% $1,000,000 and upRequires $1,000.00 minimum balance to earn APY; 2.35% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance.
0.70% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 0.70% $5,000 – $10,000 0.73% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.93% $100,000 and up 0.95% Rate checked
More details - Kerndt Brothers Savings BankFree Kasasa SaverSavings · $50 min · 0.20%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per Social Security Number. No recurring monthly maintenance charges or fees to open or close.
Offer: Applies to daily balances up to and including $35,000.00 when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle (at least 1 ACH credit or payment, at least 12 debit card purchases, enrolled in and agree to receive e-Statements).
Qualified rate · 0.75% interest rate · No monthly fee · Effective Sep 24, 2025
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $35,000Your amount 0.75% $35,000 and up 0.20%* Rate checked
More details - Community 1st Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.70%–1.75% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Dividends are calculated by the daily balance method and compounded monthly. Minimum daily balance to earn must be maintained each day to obtain disclosed APY (fee if balance drops below minimum). Rates may vary after account opening.
Offer: Minimum daily balance to earn must be maintained each day to obtain disclosed APY.
0.70% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.70% $25,001 and up 0.85% $50,001 and up 1.15% $100,001 and up 1.40% $250,001 and up 1.75% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
0.55% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - Corda Credit UnionRegular Money MarketRegular Money Market · $0 min · 0.00%–2.75% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership Savings account is required to obtain Corda Credit Union products. Rates are based on average daily balance and may change without notice after account opening. $1,000 minimum deposit to start earning interest. Up to six free withdrawals or transfers each month; additional withdrawals incur a $0.50 fee per transaction.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000Your amount 0.50% $10,000 – $50,000 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 – $500,000 2.25% $500,000 – $750,000 2.75% $750,000 – $1,000,000 2.75% $1,000,000 – $3,000,000 2.75% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account; automatic transfers of checking cash rewards into Kasasa Saver; free eStatements required; deposit required to open. Qualifications: at least 10 debit card purchases posted/settled, at least 1 direct deposit or ACH auto debit posted/settled, and receive monthly statement electronically.
Offer: When qualifications are met on Kasasa Cash or Kasasa Cash Back: 0.50% APY on balances up to $35,000.
Qualified rate · Balance cap $35,000 · No monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must be linked to either a C1st Cash or C1st Cash Back checking account. To qualify per monthly qualification cycle, you must: 1) make 15 debit card (non-ATM) transactions; and 2) be enrolled in and receive eStatements. Monthly qualification cycle is defined as the calendar month.
Offer: Qualifications not met in either checking account; all balances in the C1st Saver earn 0.03% APY.
Qualified rate · 0.03% interest rate
Rate by balance
Rate by balance for C1st Saver Balance APY Any balance 0.03% Up to $15,000Your amountQualifications met (15 debit card non-ATM transactions and eStatements enrolled/received). 0.50% $15,001 and upQualifications met. Balances over $15,000 earn 0.25% APY on the portion of the balance over $15,000, resulting in 0.50% APY to 0.28% APY depending on the balance. 0.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate
Rate by balance
Rate by balance for HIFI Balance APY Up to $19,999Your amount 0.50% $20,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cedar Rapids, IA metro
96 accounts at 32 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.23%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cedar Rapids, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 4 branches
- Bankers TrustBank · 2 branches
- Corda Credit UnionCredit union · 4 branches