Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Boston, MA-NH metro
- MutualOne BankMoney Market PlusMoney Market Plus · $500 min · 0.10%–0.20% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Interest is paid and compounded monthly. Rates may change after the account is opened. Minimum Opening Deposit: $500.
Offer: Minimum Daily Balance to earn APY: $10 - $2,499.99. Fees could reduce earnings.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - StonehamBankPlus One Money MarketPlus One Money Market · $10 min · 0.00%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Available only with an Optimum Plus or Optimum One Checking Account. No monthly maintenance fee. $10 minimum balance to open and earn APY. Interest compounded and credited monthly.
Offer: An Optimum Plus or Optimum One Checking Account is required to be eligible to open this account. $10 minimum balance to open and earn APY.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Plus One Money Market Balance APY Up to $10 0.00% $10 and upYour amount 0.20% Rate checked
More details - MIT Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.40% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: No monthly maintenance fees. Rates are variable and may change anytime after account opening. Interest is compounded daily and paid monthly. Rate varies by account balance.
Offer: Minimum daily balance of $1,000.00 to earn stated rate.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.20% $50,000 and up 0.25% $100,000 and up 0.30% $250,000 and up 0.35% $500,000 and up 0.40% Rate checked
More details - North Cambridge Co-Operative BankTiered Rate Money MarketTiered Rate Money Market · $10,000 min · 0.03%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Maintenance Service Charge waived when daily balance is over $500. If daily balance is $10 or more but less than $2,500, the interest rate paid will be that of NOW Account. Minimum balance to open is $10,000.00. Seven days notice of intent to withdraw funds may be required.
Offer: Balance $10.00 but less than $2,500.00 earns NOW Account rate. APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY.
0.03% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $2,500 0.03% $2,500 – $10,000 0.10% $10,000 and upYour amount 0.20% Rate checked
More details - Primary BankPrimary Money MarketPrimary Money Market · $1,000 min · 0.00%–0.35% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Minimum deposit to open is $1,000. Rates are subject to change at the Bank's discretion after the account is opened. Applicable fees may reduce earnings.
Offer: Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened.
0.00% interest rate · $7 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 and up 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00.
$6 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Haverhill Bank reserves the right to only open deposit accounts for consumers and businesses in its assessment area. Six withdrawals or transfers per month or statement cycle by pre-authorized/automatic transfers, telephone, electronic transfers, facsimile, computer, check, or debit card. Interest compounded monthly. Variable rates subject to change after account opening.
Offer: Minimum daily average balance to earn APY is $0.00. Interest compounded monthly.
0.05% interest rate · Compounded monthly · Effective Nov 4, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.90% $100,000 – $250,000 0.90% $250,000 – $500,000 2.00% $500,000 – $1,000,000 2.00% $1,000,000 – $7,000,000 2.25% Rate checked
More details - Methuen Co-operative BankMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid monthly service fee. Variable rate of interest tiered depending on account balance. Checks and transfers are limited.
Offer: Minimum daily balance of $10.00 to obtain APY.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.40% $100,000 – $249,999 0.50% $250,000 – $499,999 0.60% $500,000 – $999,999 0.70% $1,000,000 – $1,499,999 0.80% $1,500,000 – $1,999,999 0.90% $2,000,000 and up 1.00% Rate checked
More details - Merrimack County Savings BankEveryday Money MarketEveryday Money Market · $1,000 min · 0.15%–0.30% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account. Interest compounded monthly and credited monthly using the daily balance method. No monthly service charge. $750 Courtesy Pay limit.
Offer: Variable rate account; interest rates and APYs may change at the discretion of the Bank. No monthly service charge.
0.15% interest rate · Compounded monthly · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Everyday Money Market Balance APY $1,000 and up 0.15% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $100,000 and up 0.25% $250,000 and up 0.30% Rate checked
More details - Merrimack County Savings BankEveryday SavingsSavings · $100 min · 0.10%–0.20% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No monthly service charge.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Everyday Savings Balance APY $100 and up 0.10% $2,500 and up 0.10% $10,000 and upYour amount 0.15% $25,000 and up 0.20% Rate checked
More details - Somerville's Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Compounded Quarterly
0.15% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Statement only.
Offer: Minimum Opening Deposit: $10. Minimum Daily Balance to earn APY: $10 or greater. Interest is paid and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Meredith Village Savings BankEveryday SavingsSavings · $100 min · 0.10%–0.20% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: No monthly service charge.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Everyday Savings Balance APY $100 and up 0.10% $2,500 and up 0.10% $10,000 and upYour amount 0.15% $25,000 and up 0.20% Rate checked
More details - Meredith Village Savings BankEveryday Money MarketEveryday Money Market · $1,000 min · 0.15%–0.25% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable-rate account. Rates and APYs may change at the discretion of the bank. Fees could reduce earnings.
Offer: Variable-rate account. Interest rates and APYs may change at the discretion of the bank. Fees could reduce earnings.
0.15% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Everyday Money Market Balance APY $1,000 and up 0.15% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $100,000 and up 0.20% $250,000 and up 0.25% Rate checked
More details - Granite State Credit UnionAdvantage Savings AccountSavings · $500 min · 0.05%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Offer: Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts.
0.05% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Advantage Savings Account Balance APY $500 and up 0.05% $2,500 and up 0.10% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $50,000 and up 0.25% $100,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boston, MA-NH metro
447 accounts at 149 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.19%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches