Bank · FDIC insured
Primary Bank Savings Rates
Primary Bank’s best savings rate is 0.50% APY on $10,000, with its Choice Money Market. Rates checked October 22, 2026.
How Primary Bank’s savings rates compare
Compared with banks and credit unions near Manchester, NH, where Primary Bank has the most branches. $10,000, best rate first.
This bank’s best
Primary Bank
0.50%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $50
Choice Money Market
Top rate
First Tech Federal Credit Union
3.50%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $350
2nd-highest rate
Ledyard Bank
3.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $325
Primary Bank savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Primary Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Choice Money Market
0.50%APY
Maintain a minimum balance of $10,000 to avoid $7.00 monthly service fee. Minimum deposit to open is $10,000. Rates are subject to change at the Bank's discretion after the account is opened. Applicable fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500,001Maintain a minimum balance of $10,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. | 0.50% | $50 | Maintain a minimum balance of $10,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. |
| $500,001 and upMaintain a minimum balance of $10,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. | 0.50% | — | Maintain a minimum balance of $10,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. |
Sources (2)
- primarybanknh.com/personal/consumer-deposit-rates
- primarybanknh.com/personal/per…al-money-market-accounts
All captured Oct 3, 2026
Primary Money Market
0.20%APY
Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Minimum deposit to open is $1,000. Rates are subject to change at the Bank's discretion after the account is opened. Applicable fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. | 0.00% | — | Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. |
| $1,000 – $10,000Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. | 0.10% | — | Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. |
| $10,000 – $25,000Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. | 0.20% | $20 | Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. |
| $25,000 – $100,000Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. | 0.30% | — | Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. |
| $100,000 and upMaintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. | 0.35% | — | Maintain a minimum balance of $1,000 to avoid $7.00 monthly service fee. Rates are subject to change at the Bank's discretion after the account is opened. |
Sources (2)
- primarybanknh.com/personal/consumer-deposit-rates
- primarybanknh.com/personal/per…al-money-market-accounts
All captured Oct 3, 2026
Primary Statement Savings
0.10%APY
Maintain a minimum balance of $300 to avoid the $3.00 monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Maintain a minimum balance of $300 to avoid the $3.00 monthly service fee.Over $0 | 0.10% | $10 | Maintain a minimum balance of $300 to avoid the $3.00 monthly service fee. |
Sources (2)
- primarybanknh.com/personal/consumer-deposit-rates
- primarybanknh.com/personal/personal-savings-accounts
All captured Oct 3, 2026
Special-purpose accounts
Health Savings Account
0.30%APY
Must be covered under a High-Deductible Health Plan (HDHP), have no other non-permitted health coverage, not be enrolled in Medicare, and not be claimed as a dependent.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $10,000 | 0.20% | — |
| $10,000 – $25,000 | 0.30% | $30 |
| $25,000 and up | 0.35% | — |
Sources (2)
- primarybanknh.com/personal/consumer-deposit-rates
- primarybanknh.com/personal/health-savings-accounts-hsa
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.