Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Boston, MA-NH metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Required to establish membership at First Responders Credit Union. Membership is limited to first responder community in Massachusetts, Boston Firefighters CU employees/retirees, and qualifying family members.
Offer: Up to 0.25% APY stated on savings landing page. Minimum opening balance is $5.00.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly and paid on any amount on deposit. Membership eligibility required.
Offer: Listed under Secondary Share Accounts.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Responders Credit UnionReal Estate Suspense Share AccountSavings · $5 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly and paid on any amount on deposit. Membership eligibility required.
Offer: Listed under Secondary Share Accounts.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Service+ Savings account may be established under a primary member social security number. Must maintain qualifying direct deposit (electronic transfer of funds from outside sources, online/mobile check deposits, or P2P payments like Zelle totaling at least $500 in a calendar month) into a checking account under the same membership profile, maintain par value share in primary savings, and have no charged-off share or loan accounts. Without qualifying direct deposit, the entire balance receives 0.25% APY / 0.250% dividend rate.
Offer: Standard rate applied to entire balance without qualifying direct deposit into checking.
Qualified rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 23, 2026
Rate checked
More details - Marblehead BankMoney Market AccountsMoney Market Accounts · $10 min · 0.25%–2.00% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Variable rate compounded monthly; rates may change after account is opened; fees could reduce earnings.
Offer: Tier $0.01 – $9,999.99
0.25% interest rate · Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.25% $50,000 – $75,000 0.35% $75,000 – $100,000 0.50% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: All members must maintain $25.00 in their primary share account. Dividends are paid to share accounts monthly.
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Compounded and credited monthly. Monthly maintenance fee imposed if average daily balance falls below $2,500 any day of cycle. Maximum of 6 transfers/electronic payments per monthly statement cycle.
Offer: Min balance to earn interest is $50.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.40% $100,000 – $250,000 0.40% $250,000 – $1,000,000 0.40% $1,000,000 – $3,000,000 0.40% $3,000,000 and up 0.30% Rate checked
More details - Harvard Federal Credit UnionMoney MarketMoney Market · $1,500 min · 0.10%–0.65% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered interest rates that increase with balance. Up to six electronic transfers allowed per month. Minimum $10.00 to earn APY. Not accessible through an ATM machine.
Offer: Minimum to earn APY is $10.00. Rate applies to balances < $1,500.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.15% $5,000 – $25,000Your amountRate applies to balances $5k – < $25k. 0.25% $25,000 – $50,000Rate applies to balances $25k – < $50k. 0.25% $50,000 – $100,000Rate applies to balances $50k – < $100k. 0.45% $100,000 – $250,000Rate applies to balances $100k – < $250k. 0.55% $250,000 and upRate applies to balances over $250k. 0.65% Rate checked
More details - Mechanics Cooperative BankPremier Choice SavingsSavings · $10 min · 0.00%–3.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must be linked to/maintain a Premier Choice Checking account ($25 min to open; $5,000 min balance to avoid $27 monthly service fee). $5.00 monthly service fee waived if $200 daily balance is maintained.
Offer: Requires Premier Choice Checking account. Monthly fee waived with $200.00 daily balance.
Qualified rate · 0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Premier Choice Savings Balance APY Up to $100 0.00% $100 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.70% $50,000 – $100,000 1.25% $100,000 and up 3.00% Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No service charges. Monthly statement of transactions; can be combined with checking account statement.
Offer: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No service charges, no matter what your balance is.
Offer: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Kennebunk SavingsBeacon Money MarketBeacon Money Market · $0 min · 0.25%–3.56% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available to customers who live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH. Must open new account, no conversions. Limited-time offer.
Offer: Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. Interest earned equal to or greater than $0.01 during a statement cycle will be credited at cycle end.
Promotional rate · 0.25% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Beacon Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.00% $50,000 – $100,000 2.02% $100,000 – $250,000 3.30% $250,000 – $3,000,000 3.56% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Boston, MA-NH metro
447 accounts at 149 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.19%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches