Bank · FDIC insured
Marblehead Bank
A $262.5M bank headquartered in Marblehead, MA, with 3 branches in Massachusetts. Best rates: CDs 4.00% and savings 0.25% APY.
Marblehead Bank Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#99 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Marblehead Bank
Chartered on March 18, 1871, the bank was originally established as Marblehead Savings Bank to safeguard the savings of Marblehead residents.
The bank established its permanent address at 21 Atlantic Avenue in 1940 and broadened its reach with the acquisition of the Humphrey Street office by 1975.
In October 2008, it changed its name to Marblehead Bank, later opening a branch in Salem, Massachusetts, in 2016.
- Headquarters
- 21 Atlantic Ave, Marblehead, MA 01945
- FDIC certificate
- 90234 ↗
Branches
3 branches in Massachusetts
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Massachusetts
3 branches
- Marblehead BankMain office21 Atlantic Ave, Marblehead, MA 01945Directions
- Humphrey Street Branch1 Humphrey St, Marblehead, MA 01945Directions
- Canal Street Branch125 Canal St, Salem, MA 01970Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.11% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.30% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.44% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $93 | $81 | — |
- CapitalLeverage ratio10.11%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.44%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$93Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Marblehead Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.