Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Baton Rouge, LA metro
- Baton Rouge Telco FCUPremier Savings AccountSavings · 1.80%–3.85% by balance
Credit union · 3 branches
3.85%APY$385 a year on $10,000with conditionsRequirements
Product: Must be paired with a Premier Checking account within the same membership and meet monthly requirements. Limit of one Premier Bundle per membership. Existing savings accounts cannot be converted.
Offer: Special offer promotional rate (Q2-Premier Savings-2025) with Premier Bundle when qualifying by enrolling in eStatements, setting up direct deposit, and making 15 debit card purchases each month.
Qualified rate
Rate by balance
Rate by balance for Premier Savings Account Balance APY Any balance 3.50% Up to $50,000Your amount 3.85% $50,000 and up 1.80% Rate checked
More details - 3.60%APY$360 a year on $10,000
Requirements
Product: Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
Offer: No Fee. Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
3.57% interest rate · No monthly fee
Rate checked
More details - Ascension Credit UnionEmergency Fund | SavingsSavings · $0 min · 0.25%–3.50% by balance
Credit union · 2 branches
3.50%APY$350 a year on $10,000Requirements
Product: Must make withdrawals in person and state emergency
Offer: Average monthly balance below $10,000 earns rate equivalent to 6mo CD rate; must make withdrawals in person and state emergency
3.45% interest rate · No monthly fee
Rate by balance
Rate by balance for Emergency Fund | Savings Balance APY Up to $10,000Your amount 3.50% Over $10,000 0.25% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 5 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 3 branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 5 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Avoid the $15 monthly service charge when you maintain a minimum $5,000 balance in the account every day of the statement cycle. 6 free debits per month; $10 each thereafter.
Offer: Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle.
$15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $5,000,000Your amount 3.04% Over $5,000,000Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. 1.25% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - Anthem Bank & TrustRISE Money Market AccountRISE Money Market Account · $5,000 min · 0.10%–4.06% by balance
Bank · 2 branches
2.53%APY$253 a year on $10,000Requirements
Product: Rates based on average daily balances. Monthly fee waived with checking account.
Offer: Balance below $9,999.99. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for RISE Money Market Account Balance APY Up to $10,000 0.10%* $10,000 – $50,000Your amount 2.53% $50,000 – $100,000 2.53% $100,000 – $1,000,000 3.51% $1,000,000 – $2,500,000 3.61% $2,500,000 – $5,000,000 3.71% $5,000,000 – $10,000,000 3.92% $10,000,000 and up 4.06% Rate checked
More details - Anthem Bank & TrustGive Money Market AccountGive Money Market Account · $0 min · 0.10%–2.53% by balance
Bank · 2 branches
2.53%APY$253 a year on $10,000Requirements
Product: 0.15% APY donated to charity on total participating balances. Monthly fee waived with checking account.
Offer: Balance below $1,000. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Give Money Market Account Balance APY Up to $1,000 0.10%* $1,000 – $5,000 1.51% $5,000 – $10,000 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 2.50% APY on full balance when JD Signature balance requirements ($40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances) are met during each monthly qualification cycle. $10 monthly fee waived if $40,000 balance is maintained.
Qualified rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Anthem Bank & TrustSHIELD Money Market AccountSHIELD Money Market Account · $500 min · 0.10%–3.85% by balance
Bank · 2 branches
2.50%APY$250 a year on $10,000Requirements
Product: Daily balance of $1,000 required to earn interest. Monthly fee waived with checking account.
Offer: Balance below $9,999. Fee waived with checking.
No monthly fee
Rate by balance
Rate by balance for SHIELD Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $1,000,000 3.30% $1,000,000 – $2,500,000 3.40% $2,500,000 – $5,000,000 3.50% $5,000,000 – $10,000,000 3.70% $10,000,000 and up 3.85% Rate checked
More details - EFCU FinancialPlatinum Money Market SavingsPlatinum Money Market Savings · $0 min · 0.00%–3.56% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge regardless of balance. Up to 3 free withdrawals per month with a $25 fee for additional withdrawals. No minimum deposit amount required to open.
No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Platinum Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.00% $50,000 and up 3.56% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Baton Rouge, LA metro
92 accounts at 36 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.53%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch