Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location
In San Francisco, CA metro

Top savings rates

Showing 1–15 results in San Francisco, CA metro

  1. Nuvision Credit UnionDigital SavingsSavings · 0.10%–4.50% by balance

    Credit union · 7 branches

    4.50%APY$450 a year on $10,000with conditions
  2. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 2 branches

    4.40%APY$440 a year on $10,000with conditions
  3. Top Carrot, Carrot Score 88
    SF Fire Credit UnionMoney MarketMoney Market · $0 min

    Credit union · 3 branches

    4.35%APY$435 a year on $10,000intro rate
  4. EverBankEverBank Performance SavingsSavings · $0 min

    Bank · 15 branches

    4.20%APY$420 a year on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Flagstar BankFlagstar Ready SavingsSavings · $1 min · 0.05%–4.00% by balance

    Bank · 1 branch

    4.00%APY$400 a year on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    Redwood Credit UnionPremier MMPremier MM · $2,500 min · 4.00%–4.15% by balance

    Credit union · 5 branches

    4.00%APY$400 a year on $10,000with conditions
  7. Nuvision Credit UnionAdvantage Choice Money MarketAdvantage Choice Money Market · $1,000 min

    Credit union · 7 branches

    4.00%APY$400 a year on $10,000with conditions
  8. WaFd BankMoney Market Online SpecialMoney Market Online Special · $0 min

    Bank · 1 branch

    3.82%APY$382 a year on $10,000
  9. Western Alliance BankHigh-Yield Savings PremierSavings · $500 min

    Bank · 2 branches

    3.80%APY$380 a year on $10,000
  10. Monterra Credit UnionPremium SavingsSavings · $0 min

    Credit union · 7 branches

    3.75%APY$375 a year on $10,000with conditions
  11. Top Carrot, Carrot Score 93
    Travis Credit UnionDiamond Money MarketDiamond Money Market · $100 min · 3.50%–3.85% by balance

    Credit union · 7 branches

    3.50%APY$350 a year on $10,000intro rate
  12. Monet BankStatement Savings AccountsSavings · $1,000 min

    Bank · 1 branch

    3.45%APY$345 a year on $10,000
  13. Top Carrot, Carrot Score 91
    Stanford Federal Credit UnionCompanion AccountSavings · 0.10%–3.25% by balance

    Credit union · 1 branch

    3.25%APY$325 a year on $10,000with conditions
  14. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min

    Credit union · 4 branches

    3.20%APY$320 a year on $10,000
  15. Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance

    Credit union · 4 branches

    3.15%APY$315 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in San Francisco, CA metro

225 accounts at 80 banks and credit unions · checked Oct 16–22

Typical
0.15%
Top 10% from
2.77%
Banks, typical
0.12%
Credit unions, typical
0.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

San Francisco, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 1st Nor Cal® Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 4 branches
See all ranked institutions
Best High-Yield Savings Rates of October 2026 | Carrot Rate