Compare Bank & Credit Union Rates
Best savings rates in Wyoming
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Wyoming
- 1.26%APY$126 a year on $10,000
Requirements
Product: Minimum Daily Balance of $100 required to waive $2 monthly fee; interest rate may change after opening; rates accurate as of 2025-12-01.
Offer: Minimum Daily Balance to Obtain APY: $0.01
0.90% interest rate · $2 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Saddle Up Savings Balance APY Up to $999 0.90% $1,000 – $9,999 1.11% $10,000 – $49,999Your amount 1.26% $50,000 – $149,999 1.51% $150,000 and up 1.87% Rate checked
More details - Wyoming Community BankMoney Market AccountMoney Market Account · $0 min · 1.16%–1.56% by balance
Bank · 3 branches
1.16%APY$116 a year on $10,0001.15% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.36% $100,000 – $250,000 1.46% $250,000 and up 1.56% Rate checked
More details - First Northern Bank of WyomingPersonal Money MarketPersonal Money Market · $2,500 min
Bank · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees.
Offer: APY is based upon monthly compounding of interest. A service fee is charged if balance falls below minimum balance.
1.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - Trona Valley Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.05%–1.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Linked to High Yield Checking or Cash Back Checking. Requires meeting monthly qualification cycle requirements (at least 10 debit card purchases post and settle, enrolled in eStatements, at least one monthly direct deposit, ACH automatic debit, or bill payment post and settle) to receive top-tier APY; otherwise earns base rate on all balances.
Offer: Applies to balances up to $25,000 when monthly checking qualifications are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $25,000Your amount 1.00% Over $25,000 0.05% Rate checked
More details - 0.96%APY$96 a year on $10,000
Requirements
Product: Allowed 5 withdrawals per month without a fee; $3.00 fee per subsequent withdrawal. Compounded daily, credited quarterly. Can be linked for overdraft protection.
Offer: No minimum balance to earn interest.
0.95% interest rate · Compounded daily · Effective Feb 3, 2025
Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Account restricted to limited monthly withdrawals.
Offer: Minimum to earn interest: $2,000. Account restricted to limited monthly withdrawals.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and up 0.50% $10,000 and upYour amountMinimum to earn interest: $10,000. 0.85% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 17 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: A minimum of $1,000.00 is required to open a Money Market account. Dividends are calculated by the average daily balance method using the quarterly statement cycle.
Offer: Dividends calculated by average daily balance method across the quarterly statement cycle.
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $20,000Your amount 0.80% $20,000 – $75,000 1.10% Over $75,000 1.35% Rate checked
More details - UniWyo Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.50% by balance
Credit union · 7 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Minimum balance to avoid a $5 per month service fee is $1,000. Dividends are compounded and credited monthly. Account transfer limitations apply (no more than 6 pre-authorized/automatic/telephone transfers per month, of which no more than 3 by check/draft/debit card).
Offer: Service fee of $5 per month waived if minimum balance of $1,000 is maintained.
0.50% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires e-statements. Free VISA debit card and online & mobile banking.
Offer: Interest earned on balances over $2,000.
0.75% interest rate · Effective Feb 3, 2025
Rate checked
More details - Highmark Federal Credit UnionSmart Choice Money MarketSmart Choice Money Market · $25 min · 0.15%–2.99% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum $25 required to open. Rates are tiered.
Offer: Balance tier: $25 - $2,500
2.95% interest rate
Rate by balance
Rate by balance for Smart Choice Money Market Balance APY Up to $2,500 2.99% $2,500 – $25,000Your amount 0.75% $25,000 – $50,000 0.25% $50,000 – $100,000 0.20% Over $100,000 0.15% Rate checked
More details - ACPE Federal Credit UnionACPE OneACPE One · $250 min · 0.10%–1.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Limited withdrawals per month and requires a $250.00 minimum balance.
Offer: Limited withdrawals per month.
0.10% interest rate
Rate by balance
Rate by balance for ACPE One Balance APY $250 – $1,000 0.10% $1,000 – $5,000 0.50% $5,000 – $20,000Your amount 0.75% $20,000 – $50,000 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - Pinnacle BankPinnMarket Personal AccountPinnMarket Personal Account · $1,000 min · 0.35%–2.27% by balance
Bank · 13 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. $10 monthly maintenance fee is waived if minimum daily balance remains at or above $1,000. Up to 6 pre-authorized transfers/withdrawals permitted per month/statement cycle; $3 service charge per withdrawal in excess of 6.
Offer: Online only. Monthly fee waived with $1,000 minimum daily balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - Pinnacle BankPinnMarket Personal AccountSavings · $1,000 min · 0.35%–2.27% by balance
Bank · 13 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum $1,000 daily balance to avoid $10 monthly service charge. Up to six withdrawals per month fee-free.
Offer: Rate for $1,000-$9,999.99 balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Monthly withdrawal limitations apply.
Offer: Minimum balance of $50 stated on account details; $20 minimum balance to earn interest. Restricted to limited monthly withdrawals.
0.60% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wyoming
105 accounts at 37 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.72%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wyoming
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ACPE Federal Credit UnionCredit union · 1 branch
- Sunlight Federal Credit UnionCredit union · 4 branches
- Trona Valley Federal Credit UnionCredit union · 4 branches