Bank · FDIC insured
Security State Bank Savings Rates
Security State Bank’s best savings rate is 0.85% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Security State Bank’s savings rates compare
Compared with banks and credit unions near Sheridan, WY, where Security State Bank has the most branches. $10,000, best rate first.
This bank’s best
Security State Bank
0.85%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $85
Money Market
Top rate
Sunlight Federal Credit Union
2.53%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $253
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Security State Bank savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.85%APY
Account restricted to limited monthly withdrawals.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,000 and upMinimum to earn interest: $2,000. Account restricted to limited monthly withdrawals. · $2,000 to open | 0.50% | $2,000 | $50 | Minimum to earn interest: $2,000. Account restricted to limited monthly withdrawals. |
| $10,000 and upMinimum to earn interest: $10,000. Account restricted to limited monthly withdrawals. · $10,000 to open | 0.85% | $10,000 | $85 | Minimum to earn interest: $10,000. Account restricted to limited monthly withdrawals. |
Sources (1)
- ssbwyo.bank/rate-sheet · captured Sep 16, 2026
Basic Savings
0.60%APY
Monthly withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upMinimum balance of $50 stated on account details; $20 minimum balance to earn interest. Restricted to limited monthly withdrawals.$20 and up | 0.60% | $60 | Minimum balance of $50 stated on account details; $20 minimum balance to earn interest. Restricted to limited monthly withdrawals. |
Special-purpose accounts
Christmas Savings
2.50%APY
Also referred to as Christmas Club. Deposits up to $6,000 allowed; deposits over $6,000 or additional customer withdrawals result in account converting to Basic Savings rate. Withdrawals limited to one disbursement per year on or about November 15th via check or ACH deposit. No monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $6,000$50 minimum to open; $20 minimum balance to earn interest. Max deposit up to $6,000 before converting to Basic Savings rate.Up to $6,000 | 2.50% | — | $50 minimum to open; $20 minimum balance to earn interest. Max deposit up to $6,000 before converting to Basic Savings rate. |
IRA Passbook
0.80%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum to open and $100 minimum balance to earn interest.$100 and up | 0.80% | $80 | $100 minimum to open and $100 minimum balance to earn interest. |
Sources (1)
- ssbwyo.bank/rate-sheet · captured Sep 16, 2026
Minor Savings
0.60%APY
For children under 24 years of age. Monthly withdrawal limitations apply. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upRate sheet specifies $50 minimum to open and $20 minimum to earn interest, while product description notes $25 minimum to open.$20 and up | 0.60% | $60 | Rate sheet specifies $50 minimum to open and $20 minimum to earn interest, while product description notes $25 minimum to open. |
Health Savings Account
Up to 0.20%APY
Avoid monthly statement fees by signing up for e-statements.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,000 and upRequires $100 minimum to open and $2,000 minimum balance to earn interest. · $100 to open | 0.15% | $100 | $15 | Requires $100 minimum to open and $2,000 minimum balance to earn interest. |
| $10,000 and upRequires $10,000 minimum to open and $10,000 minimum balance to earn interest. · $10,000 to open | 0.20% | $10,000 | $20 | Requires $10,000 minimum to open and $10,000 minimum balance to earn interest. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.