Compare Bank & Credit Union Rates
Best savings rates in Cheyenne, WY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Cheyenne, WY
- 4.50%APY$450 a year on $10,000with conditions
Requirements
Product: Available to new members age 18 or older (considered a new member for 30 calendar days following account opening). Must be accessed through online or mobile banking.
Offer: To earn 4.50% APY: enroll in eStatements, maintain an active Nuvision Checking Account (requires at least 10 qualifying debit card transactions during calendar month), and log in to online or mobile banking at least once during prior calendar month.
Qualified rate · No monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Digital Savings Balance APY Up to $25,000Your amount 4.50% $25,000 and up 0.10% Rate checked
More details - Nuvision Credit UnionAdvantage Choice Money MarketAdvantage Choice Money Market · $1,000 min
Credit union · 2 branches
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must maintain a Nuvision checking account with a balance of at least $500. Opening deposit of at least $1,000 must be new money not currently on deposit at the credit union. Limit one account per household.
Offer: Earn up to 4.00% APY with reverse tiers providing higher rates on lower balances. Opening deposit must be new money not currently on deposit. Requires maintaining a Nuvision checking account with at least a $500 balance. Limit one per household.
Qualified rate
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Minimum Daily Balance of $100 required to waive $2 monthly fee; interest rate may change after opening; rates accurate as of 2025-12-01.
Offer: Minimum Daily Balance to Obtain APY: $0.01
0.90% interest rate · $2 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Saddle Up Savings Balance APY Up to $999 0.90% $1,000 – $9,999 1.11% $10,000 – $49,999Your amount 1.26% $50,000 – $149,999 1.51% $150,000 and up 1.87% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - UniWyo Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Minimum balance to avoid a $5 per month service fee is $1,000. Dividends are compounded and credited monthly. Account transfer limitations apply (no more than 6 pre-authorized/automatic/telephone transfers per month, of which no more than 3 by check/draft/debit card).
Offer: Service fee of $5 per month waived if minimum balance of $1,000 is maintained.
0.50% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - Pinnacle BankPinnMarket Personal AccountPinnMarket Personal Account · $1,000 min · 0.35%–2.27% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. $10 monthly maintenance fee is waived if minimum daily balance remains at or above $1,000. Up to 6 pre-authorized transfers/withdrawals permitted per month/statement cycle; $3 service charge per withdrawal in excess of 6.
Offer: Online only. Monthly fee waived with $1,000 minimum daily balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - Pinnacle BankPinnMarket Personal AccountSavings · $1,000 min · 0.35%–2.27% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum $1,000 daily balance to avoid $10 monthly service charge. Up to six withdrawals per month fee-free.
Offer: Rate for $1,000-$9,999.99 balance.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for PinnMarket Personal Account Balance APY $1,000 – $10,000 0.35% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 1.00% $250,000 – $1,000,000 1.36% $1,000,000 and up 2.27% Rate checked
More details - Hilltop BankMoney Market SavingsMoney Market Savings · $100 min · 0.40%–0.60% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Monthly Service Charge $2.00 waived with a $100 minimum daily balance. Variable-rate account. Suitable for use as overdraft protection for a Hilltop personal checking account.
Offer: Monthly Service Charge $2.00 waived with a $100 minimum daily balance.
0.40% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $999 0.40% $1,000 – $9,999 0.50% $10,000 – $49,999Your amount 0.55% $50,000 and up 0.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Rate is available only for accounts opened online and may vary. Accrues daily and pays quarterly. $1.00 monthly service charge if balance falls below $100 any day of the calendar month. Includes up to 6 withdrawals per month/statement cycle at no charge, with a $1.00 charge per withdrawal in excess of 6. Pre-authorized transfers limited to 6 per month or statement cycle.
Offer: Rate available only for accounts opened online. Monthly fee of $1.00 waived if balance remains above $100. Up to 6 free withdrawals per month, $1.00 per withdrawal thereafter.
$1 monthly fee
Rate checked
More details - Cheyenne-Laramie County Employees FCUMoney MarketMoney Market · $250 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.30% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $250 and up 0.30% $2,500 and upYour amount 0.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes UniWyo membership. Dormancy fee of $30/month charged if no activity for one year after notice.
Offer: The rate may change after the account is opened.
0.35% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Meridian Trust Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–2.00% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered Rate account: dividend rate applicable to a tier applies to the full balance in the account. Membership required.
0.05% interest rate · Effective Jul 11, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.35% $50,000 – $99,999 0.40% $100,000 – $149,999 1.00% $150,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cheyenne, WY
51 accounts at 18 banks and credit unions · checked Oct 16–22
- Typical
- 0.08%
- Top 10% from
- 0.80%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Cheyenne, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Education Federal Credit UnionCredit union · 1 branch